1311 Nicholas Ln, Moneta, VA 24121 Property Records

Bedford County property record for 1311 Nicholas Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$105,000 (May 2019)
Tax Bill	$3,607 (2026)
Deeds & Mortgages	Aug 2019 Line of Credit May 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`241 A 6`

Property Details

APN / Parcel Number

Primary APN	`241 A 6`
Alternative APNs	`24100300` `531617`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	1311 NICHOLAS LN
City	MONETA
State	VA
Zip	24121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NICHOLAS ROAD PB 50/369
Legal Subdivision	NICHOLAS LANE
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1009
Census Tract	30503

Owner

1311 Nicholas Ln is owned by a company that acquired it in March 2022.

Source: Bedford County records, as of July 23, 2026

Owner of Record	Company Name on File
Mailing Address	14830 DISTAFF RD, MIDLOTHIAN, VA 23112-4630
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit THE BANK OF ROMNEY
May 12, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance AMERICAN HERITAGE LENDING LLC
Nov 2, 2020	Intrafamily Transfer, Transfer
May 28, 2019	Warranty Deed, Transfer · Commercial Mortgage AMERICAN NATIONAL BANK AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Prior Sale	Feb 10, 2009
Deed Document Number	20194605
Last Transfer Date	Mar 25, 2022
Transfer Doc	0000005555
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1311 NICHOLAS LN, MONETA, VA 24121
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190007940
Date	Aug 29, 2019
Instrument	190007940

Lender

Name	THE BANK OF ROMNEY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD VA
Recording Date	May 12, 2022
Property Address	1311 NICHOLAS LN, MONETA, VA 24121
Document Number	0220005555
Instrument Date	May 25, 2021
Instrument	220005555
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14830 DISTAFF RD, MIDLOTHIAN, VA 23112-4630

Mortgage

Document Number	0220005556
Date	May 12, 2022
Instrument	220005556

Lender

Name	AMERICAN HERITAGE LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.38%

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Nov 2, 2020
Property Address	1311 NICHOLAS LN, MONETA, VA 24121
Document Number	0200013125
Instrument Date	Nov 2, 2020
Instrument	200013125
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17818 SILVERTHREAD TER, MOSELEY, VA 23120-2299

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	May 28, 2019
Property Address	1311 NICHOLAS LN, MONETA, VA 24121
Document Number	0190004605
Instrument Date	May 13, 2019
Instrument	190004605
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17818 SILVERTHREAD TER, MOSELEY, VA 23120-2299

Mortgage

Document Number	0190004606
Date	May 28, 2019
Instrument	190004606

Lender

Name	AMERICAN NATIONAL BANK AND TRUST CO

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1311 Nicholas Ln was $3,607.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,607.00	$879,800 Land $240,000 Building $639,800
2023	$3,607.00 Additional exemption filed	$439,900	$879,800 Land $240,000 Building $639,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1311 Nicholas Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1992–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1311 Nicholas Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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