1358 Pearl Loop, Lynden, WA 98264 Property Records

Whatcom County property record for 1358 Pearl Loop, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,964 sqft · built 2010
Lot Size	0.26 acres (11,343 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Apr 2020)
Tax Bill	$4,692 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`569972`

Property Details

APN / Parcel Number

Primary APN	`569972`
Alternative APNs	`400317 337166 0000` `131270`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,964 sqft Living Area
1st Floor Area	1,436 sqft
2nd Floor Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,343 sqft (0.26 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	152 sqft
Patio Area	208 sqft
Storage Building	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	569972
Street Address	1358 PEARL LOOP
City	LYNDEN
State	WA
Zip	98264-9196
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS100
Legal Description	2ND WOODFIELD VILLAGE DIV NO 5 LOT 8
Legal Range	03
Legal Township	40
Legal Section	17
Legal Subdivision	WOODFIELD VILLAGE
Legal Lot Number	8
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2010
Census Tract	10302

Owner

1358 Pearl Loop is owned and occupied by an individual who bought it in April 2020.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1358 PEARL LOOP, LYNDEN, WA 98264-9196
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC
Nov 21, 2017	Warranty Deed, Transfer · Conventional with PMI UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Prior Sale	Nov 21, 2017
Deed Document Number	2020-0403728
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 30, 2020
Property Address	1358 PEARL LOOP, LYNDEN, WA 98264-9196
Document Number	2200403728
Instrument Date	Apr 7, 2020
Instrument	403728
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	707 E GROVER ST LYNDEN WA 982641623, LYNDEN, WA 98264-1623

Mortgage

Document Number	2200403729
Date	Apr 30, 2020
Instrument	403729

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 21, 2017
Property Address	1358 PEARL LOOP, LYNDEN, WA 98264-9196
Document Number	2171102587
Instrument Date	Nov 15, 2017
Instrument	1102587
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,347.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1358 PEARL LOOP LYNDEN WA 982649196, LYNDEN, WA 98264-9196

Mortgage

Document Number	2171102588
Date	Nov 21, 2017
Instrument	1102588

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1358 Pearl Loop was $4,692.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,692.00	$620,140 Land $272,825 Building $347,315	$620,140 Land $272,825 Building $347,315
2022		$533,684 Land $153,434 Building $380,250	$533,684 Land $153,434 Building $380,250
2021	$3,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1358 Pearl Loop in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1979–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2023 · other causes
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1358 Pearl Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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