1326 Pearl Loop, Lynden, WA 98264 Property Records

Whatcom County property record for 1326 Pearl Loop, Lynden, WA 98264

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 3,072 sqft · built 2011
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$520,800 (Jun 2017)
Tax Bill	$5,163 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400317-309167-0000`

Property Details

APN / Parcel Number

Primary APN	`400317-309167-0000`
Alternative APNs	`131137` `573849`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	3,072 sqft Living Area
Gross Area	3,600 sqft
1st Floor Area	1,434 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Duplex Single
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Concrete/Metal Slab
Porch Area	294 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	131137
Street Address	1326 PEARL LOOP
City	LYNDEN
State	WA
Zip	98264-9196
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS100
Legal Description	2ND WOODFIELD VILLAGE DIV NO 5 LOT 4
Legal Range	03
Legal Township	40
Legal Section	17
Legal Subdivision	2ND WOODFIELD VILLAGE DIV NO 5
Legal Block	2
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2010
Census Tract	10302

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3209 CHANDLER PKWY, BELLINGHAM, WA 98226-4185
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERN EXPRESS LNDG
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	2017604251
Prior Transfer Date	Dec 10, 2010
Prior Transfer Doc	0000101026
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1326 PEARL LOOP, LYNDEN, WA 98264-9196
Document Number	2210102098
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1326 PEARL LOOP #A LYNDEN WA 982649196, A, LYNDEN, WA 98264-9196

Mortgage

Document Number	2210102098
Date	Jan 14, 2021
Instrument	102098

Lender

Name	WESTERN EXPRESS LNDG
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 30, 2017
Property Address	1326 PEARL LOOP, LYNDEN, WA 98264-9196
Document Number	2170604251
Instrument Date	Jun 26, 2017
Instrument	604251
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,275.24
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3209 CHANDLER PKWY BELLINGHAM WA 982264185, BELLINGHAM, WA 98226-4185

Mortgage

Document Number	2170604252
Date	Jun 30, 2017
Instrument	604252

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,163.00 (+6.76%)	$698,836 (+7.9%) Land $272,825 Building $426,011	$698,836 (+7.9%) Land $272,825 Building $426,011
2022		$647,668 Land $162,459 Building $485,209	$647,668 Land $162,459 Building $485,209
2021	$4,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1979–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2023 · other causes
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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