13572 Troia Dr, Estero, FL 33928 Property Records

Lee County property record for 13572 Troia Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,753 sqft · built 2006
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jun 2022)
Tax Bill	$6,454 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E3-0700A.0290`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E3-0700A.0290`
Alternative APNs	`262946E30700A0290` `294626070000A0290` `10513401`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,753 sqft Living Area
Gross Area	3,588 sqft
1st Floor Area	1,834 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	8,581 sqft (0.197 acres)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Slab
Porch Area	331 sqft
Patio Area	607 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10513401
Street Address	13572 TROIA DR
City	ESTERO
State	FL
Zip	33928-7304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT SIX DESC IN INST#2005-120812 BLK A LOT 29
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	BELLA TERRA
Legal Tract	E3
Legal Block	A
Legal Lot Number	29
Legal Unit	6
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5000
Census Tract	50311

Owner

13572 Troia Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Lee County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13572 TROIA DR, ESTERO, FL 33928-7304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 30, 2022	Warranty Deed, Transfer LEGACY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Oct 28, 2010 · Amount on File
Deed Document Number	2022216709
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13572 TROIA DR, ESTERO, FL 33928-7304
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000115383
Date	Apr 6, 2022
Instrument	2022000115383

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 29, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13572 TROIA DR, ESTERO, FL 33928-7304
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13572 TROIA DR, ESTERO, FL 33928-7304

Mortgage

Document Number	0000374042
Date	Dec 9, 2022
Instrument	2022000374042

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 29, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 30, 2022
Property Address	13572 TROIA DR, ESTERO, FL 33928-7304
Document Number	0000216709
Map Reference	DOC 2005000120812
Instrument Date	Jun 30, 2022
Instrument	2022000216709
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13572 TROIA DR, 13572, ESTERO, FL 33928-7304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13572 TROIA DR, ESTERO, FL 33928-7304

Tax Assessment & Valuation

The 2025 property tax bill for 13572 Troia Dr was $6,454 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,454.00 Homeowner's exemption	$428,293 Land $92,863 Building $335,430	$428,293 Land $92,863 Building $335,430
2023	$7,267.00 (+102.54%)	$452,755 (+125.16%) Land $101,606 Building $351,149	$452,755 (+24.42%) Land $101,606 Building $351,149
2022	$3,588.00 Homeowner's exemption	$201,078	$363,891 Land $83,095 Building $280,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13572 Troia Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13572 Troia Dr is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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