1355 Summe Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1355 Summe Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1987
Lot Size	0.282 acres (12,327 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Nov 2008)
Tax Bill	$3,414 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`593-0010-0043-00`

Property Details

APN / Parcel Number

Primary APN	`593-0010-0043-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area
1st Floor Area	1,048 sqft
2nd Floor Area	560 sqft
Basement Area	520 sqft

Exterior

Year Built	Built 1987
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,327 sqft (0.282 acres)
Lot Dimensions	182 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1355 SUMME DR
City	CINCINNATI
State	OH
Zip	45231-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMME DR 30.42 X 182.45 IRRLOT 39 SUMME ACRES SUB BLOCK B
Legal Subdivision	SUMME ACRES SUB
Legal Block	B
Legal Lot Number	39
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	1
Census Block	1000
Census Tract	21702

Owner

1355 Summe Dr is owned and occupied by an individual who acquired it in March 2022.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1355 SUMME DR, CINCINNATI, OH 45231-3223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Correction Deed · Conventional Mortgage CALIBER HOME LOANS INC
Mar 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2008 · Amount on File
Deed Sale	Nov 19, 2008 · Amount on File
Prior Sale	Nov 19, 2008 · Amount on File
Deed Document Number	0000153556
Last Transfer Date	Mar 21, 2022
Transfer Doc	0000029177
Record Updated	Jun 8, 2026

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON OH
Recording Date	May 10, 2022
Property Address	1355 SUMME DR, CINCINNATI, OH 45231-3223
Document Number	0000046685
Book / Page	14664 / 1283
Map Reference	MB 209 PG 65
Instrument Date	Apr 14, 2022
Instrument	2022-0046685
Record Updated	Jun 24, 2022
Title Company	AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 SUMME DR, CINCINNATI, OH 45231-3223

Mortgage

Document Number	0000046686
Date	May 10, 2022
Book Page	14664/1288
Instrument	2022-0046686

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Mar 21, 2022
Property Address	1355 SUMME DR, CINCINNATI, OH 45231-3223
Document Number	0000029177
Book / Page	14628 / 1487
Map Reference	MB 209 PG 65
Instrument Date	Nov 5, 2020
Instrument	2022-0029177
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 SUMME DR, CINCINNATI, OH 45231-3223

Mortgage

Document Number	0000029178
Date	Mar 21, 2022
Instrument	2022-0029178

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	345 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1355 Summe Dr was $3,414, up 0.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,414.00 (+0.56%)	$65,170 (-) Land $10,220 Building $54,950
2024	$3,395.00 (-0.85%)	$65,170 (-) Land $10,220 Building $54,950
2023	$3,424.00 (+11.24%)	$65,170 (+55.37%) Land $10,220 Building $54,950	$186,200 Land $29,200 Building $157,000
2022	$3,078.00 Homeowner's exemption	$41,945 Land $8,544 Building $33,401
2020			$119,840 Land $24,410 Building $95,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1355 Summe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1355 Summe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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