1371 Summe Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1371 Summe Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,602 sqft · built 1982
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2026)
Tax Bill	$3,098 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`593-0010-0047-00`

Property Details

APN / Parcel Number

Primary APN	`593-0010-0047-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,602 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	1,116 sqft
2nd Floor Area	486 sqft
Basement Area	450 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	170 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	252 sqft
Deck Area	Deck Area
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1371 SUMME DR
City	CINCINNATI
State	OH
Zip	45231-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMME DR 64 X 170 LOT 43 SUMME ACRES SUB BLOCK B
Legal Subdivision	SUMME ACRES SUB
Legal Block	B
Legal Lot Number	43
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	1
Census Block	1000
Census Tract	21702

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1371 SUMME DR, CINCINNATI, OH 45231-3223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Jul 6, 2012 · Amount on Record
Deed Document Number	202646383
Deed Book / Page	15685 / 541
Prior Transfer Date	Apr 20, 2026
Prior Transfer Doc	0000033662
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 11, 2026
Property Address	1371 SUMME DR, CINCINNATI, OH 45231-3223
Document Number	0000046383
Book / Page	15685 / 541
Instrument Date	Jun 5, 2026
Instrument	202646383
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,430.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 SUMME DR, CINCINNATI, OH 45231-3223

Mortgage

Document Number	0000046384,
Date	Jun 11, 2026
Instrument	202646384

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jul 1, 2054

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	May 4, 2026
Property Address	1371 SUMME DR, CINCINNATI, OH 45231-3223
Document Number	0000033662
Book / Page	15658 / 543
Instrument Date	Apr 20, 2026
Instrument	202633662
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 CLAUSER RD S, MOUNT HOLLY, NC 28120-2501

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,098.00 (+0.55%)	$59,203 (-) Land $10,220 Building $48,983	$169,150 (-) Land $29,200 Building $139,950
2024	$3,081.00 (-0.84%)	$59,203 (-) Land $10,220 Building $48,983
2023	$3,107.00 (+11.48%)	$59,203 (+55.71%) Land $10,220 Building $48,983	$169,150 (+55.71%) Land $29,200 Building $139,950
2022	$2,787.00 Homeowner's exemption	$38,021 Land $8,544 Building $29,477
2020			$108,630 Land $24,410 Building $84,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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