1355 Harvard Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1355 Harvard Dr, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 2004
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Company Names on Record
Last Sale	$250,000 (Feb 2021)
Tax Bill	$3,454 (2024)
Deeds & Mortgages	Aug 2021 Transfer Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-28-0300-00900-0020`

Property Details

APN / Parcel Number

Primary APN	`30-2S-28-0300-00900-0020`
Alternative APN	`S282300300009000020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	2,969 sqft
1st Floor Area	1,860 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,451 sqft (0.194 acres)
Garage Type	Carport
Garage Area	190 sqft
Carport	Carport
Carport Area	190 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	495 sqft
Deck Area	Deck Area
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1355 HARVARD DR
City	GULF BREEZE
State	FL
Zip	32563-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BAY RIDGE PARK LOT 2 BLK 9 AS DES IN OR 4078 PG 1420 & AS DES IN OR 4165 PG 1723
Legal Range	28W
Legal Township	2S
Legal Section	30
Legal Subdivision	BAY RIDGE PARK
Legal Block	9
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1006
Census Tract	10813

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4541 SABINE DR, GULF BREEZE, FL 32563-9253
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Jul 7, 2020	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG
Jan 18, 2018	Warranty Deed, Transfer UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	202112952
Deed Book / Page	4078 / 1420
Last Transfer Date	Aug 18, 2021
Transfer Doc	0041651723
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 19, 2021
Property Address	1355 HARVARD DR, GULF BREEZE, FL 32563-2731
Document Number	0041651723
Book / Page	4165 / 1723
Map Reference	MB B PG 81
Instrument Date	Aug 18, 2021
Instrument	202155852
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4541 SABINE DR, GULF BREEZE, FL 32563-9253

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 26, 2021
Property Address	1355 HARVARD DR, GULF BREEZE, FL 32563-2731
Document Number	0040781420
Book / Page	4078 / 1420
Map Reference	MB B PG 81
Instrument Date	Feb 26, 2021
Instrument	202112952
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	EMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TTL INC GULF B

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 MAUNA KEA CT, 1600, GULF BREEZE, FL 32563-2766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1358 CALCUTTA DR, GULF BREEZE, FL 32563-3439

Mortgage

Document Number	0040781422
Date	Feb 26, 2021
Instrument	4078/1422

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 7, 2020
Property Address	1355 HARVARD DR, GULF BREEZE, FL 32563-2731
Document Number	0039730284
Book / Page	003973 / 000284
Instrument Date	Jun 30, 2020
Instrument	33378
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1355 HARVARD DR GULF BREEZE FL 325632731, GULF BREEZE, FL 32563-2731

Mortgage

Document Number	39730287
Date	Jul 7, 2020
Book Page	003973/000287
Instrument	33379

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 18, 2018
Property Address	1355 HARVARD DR, GULF BREEZE, FL 32563-2731
Document Number	0036942050
Book / Page	003694 / 002050
Instrument Date	Jan 15, 2018
Instrument	1978
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	BRASLOW TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1355 HARVARD DR GULF BREEZE FL 325632731, GULF BREEZE, FL 32563-2731

Mortgage

Document Number	36942052
Date	Jan 18, 2018
Book Page	003694/002052
Instrument	1979

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$277,544 (+5.57%) Land $70,000 Building $207,544	$277,544 (+5.57%) Land $70,000 Building $207,544
2024	$3,454.00 (-5.99%)	$262,894 (+0.47%) Land $60,000 Building $202,894	$262,894 (+0.47%) Land $60,000 Building $202,894
2023	$3,674.00 (+9.15%)	$261,676 (+10.08%) Land $60,000 Building $201,676	$261,676 (+10.08%) Land $60,000 Building $201,676
2022	$3,366.00	$237,721	$237,721 Land $45,000 Building $192,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 333 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	333 in force
Nearby Flood Claims	482 (1995–2025)
Claims Outside the SFHA	170 of 482
Most Recent Claim	Jan 2025 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 82 claims Hurricane Dennis, Jul 2005 · 71 claims Hurricane Frances, Oct 2004 · 234 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1355 Harvard Dr, Gulf Breeze, FL 32563 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Harvard Dr

Nearby Streets

Search Property Records by Address or Parcel Number