1349 Harvard Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1349 Harvard Dr, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,075 sqft · built 1975
Lot Size0.357 acres (15,594 sqft)
OwnerIndividual Name on Record
Last Sale$253,000 (Dec 2022)
Tax Bill$2,464 (2024)
Deeds & MortgagesDec 2022 Sale & Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN30-2S-28-0300-00900-0010

Property Details

APN / Parcel Number

Primary APN30-2S-28-0300-00900-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,075 sqft Heated Area
Gross Area1,683 sqft
1st Floor Area1,075 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof MaterialShingle
Lot Area15,594 sqft (0.357 acres)

Exterior Amenities

PorchOpen Porch
Porch Area553 sqft
Deck Area43 sqft
Patio Area220 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number302S280300009000010
Street Address1349 HARVARD DR
CityGULF BREEZE
StateFL
Zip32563-2731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBAY RIDGE PARK LOT 1 BLK 9 AS DES IN OR 4351 PG 733
Legal Range28W
Legal Township02S
Legal Section30
Legal SubdivisionBAY RIDGE PARK
Legal Block9
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1006
Census Tract10813

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1349 HARVARD DR, GULF BREEZE, FL 32563-2731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMETOWN NATIONAL BANK
Sep 30, 2021Warranty Deed, Transfer
CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2022 · Amount on Record
Deed SaleDec 13, 2022 · Amount on Record
Prior SaleSep 30, 2021 · Amount on Record
Deed Document Number202267799
Deed Book / Page4351 / 733
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 13, 2022
Property Address1349 HARVARD DR, GULF BREEZE, FL 32563-2731
Document Number0043510733
Book / Page4351 / 733
Map ReferenceMB B PG 81
Instrument DateDec 12, 2022
Instrument202267799
Transaction TypeTransfer
Record UpdatedJan 12, 2023
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,771.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3311 GULF BREEZE PKWY # 169, 169, GULF BREEZE, FL 32563-3351

Transferred To (Grantee/Buyer)

NameVerified Name
Address1349 HARVARD DR, GULF BREEZE, FL 32563-2731

Mortgage

Document Number0004351735
DateDec 13, 2022
Instrument4351/735
Lender
NameHOMETOWN NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 30, 2021
Property Address1349 HARVARD DR, GULF BREEZE, FL 32563-2731
Document Number0041851315
Book / Page4185 / 1315
Map ReferenceMB B PG 81
Instrument DateSep 29, 2021
Instrument202165137
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyCLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount Recorded
Tax$1,049.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1108 NESTLING DR # 169169, 1108, GULF BREEZE, FL 32563-2636

Transferred To (Grantee/Buyer)

NameVerified Name
Address3311 GULF BREEZE PKWY # 169, 169, GULF BREEZE, FL 32563-3351

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,464.00 (-7.05%)$190,268 (+0.8%) Land $60,000 Building $130,268$190,268 (+0.8%) Land $60,000 Building $130,268
2023$2,651.00 (+37.29%)$188,751 (+38.4%) Land $60,000 Building $128,751$188,751 (+38.4%) Land $60,000 Building $128,751
2022$1,931.00$136,376$136,376 Land $45,000 Building $91,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 333 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies333 in force
Nearby Flood Claims482 (1995–2025)
Claims Outside the SFHA170 of 482
Most Recent ClaimJan 2025 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 82 claims
  • Hurricane Dennis, Jul 2005 · 71 claims
  • Hurricane Frances, Oct 2004 · 234 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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