1355 Gray Oak, Sidney, OH 45365 Property Records

Shelby County property record for 1355 Gray Oak, Sidney, OH 45365

Property Summary

Property Type	Planned Unit Development
Lot Size	0.259 acres (11,282 sqft)
Owner	Individual Name on File
Last Sale	$329,800 (Jun 2026)
Tax Bill	$122 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-1823451.026`

Property Details

APN / Parcel Number

Primary APN	`01-1823451.026`

Exterior

Lot Area	11,282 sqft (0.259 acres)

Location & Zoning

Street Address	1355 GRAY OAK
City	SIDNEY
State	OH
Zip	45365-3583
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	R06 T08 S23 PT OF SE QRLOT 7495 BURR OAK SUB PHASE 3PLAT V36 P125
Legal Subdivision	BURR OAK SUB PHASE 3
Legal Lot Number	7495
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1014
Census Tract	971800

Owner

1355 Gray Oak, a planned unit development, is owned and occupied by an individual who bought it in June 2026.

Source: Shelby County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1355 GRAY OAK, SIDNEY, OH 45365-3583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Special Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INC
Jun 10, 2026	Special Warranty Deed · Conventional Mortgage NVT MORTGAGE FINANCE INC
Feb 10, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Feb 10, 2026 · Amount on File
Deed Document Number	20262994
Deed Book / Page	2332 / 2901
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Jun 10, 2026
Property Address	1355 GRAY OAK, SIDNEY, OH 45365-3583
Document Number	02332/2901
Book / Page	2332 / 2901
Instrument Date	Apr 8, 2026
Instrument	20262994
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,239.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1355 GRAY OAK, SIDNEY, OH 45365-3583

Mortgage

Document Number	0000002995,
Date	Jun 10, 2026
Instrument	20262995

Lender

Name	MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Jun 10, 2026
Property Address	1355 GRAY OAK, SIDNEY, OH 45365-3583
Document Number	0000002994
Book / Page	2332 / 2901
Instrument Date	Apr 8, 2026
Instrument	20262994
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,239.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1355 GRAY OAK, SIDNEY, OH 45365-3583

Mortgage

Document Number	0000002995,
Date	Jun 10, 2026
Instrument	20262995

Lender

Name	NVT MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Feb 10, 2026
Property Address	1355 GRAY OAK, SIDNEY, OH 45365-3583
Document Number	02330/2007
Book / Page	2330 / 2007
Map Reference	MB 36 PG 125 - 128
Instrument Date	Feb 10, 2026
Instrument	202600683
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1974 BYERS RD, MIAMISBURG, OH 45342-3249
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1355 Gray Oak was $122.

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$122.00	$1,350 Land $1,350
2023			$3,850 Land $3,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1355 Gray Oak in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1355 Gray Oak is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NKTELCO - Goldstar.

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