13549 Osprey Ln, Solomons, MD 20688 Property Records

Calvert County property record for 13549 Osprey Ln, Solomons, MD 20688

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,087 sqft · built 2003
Lot Size	0.221 acres (9,639 sqft)
Owner	2 Individual Names on File
Last Sale	$337,500 (May 2020)
Tax Bill	$4,405 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-219545`

Property Details

APN / Parcel Number

Primary APN	`01-219545`
Alternative APNs	`1219545` `219545`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,087 sqft Total Area
Basement Area	1,088 sqft
Finished Basement	1,088 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,639 sqft (0.221 acres)
Garage Type	Built-in
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	219545
Street Address	13549 OSPREY LN
City	SOLOMONS
State	MD
Zip	20688-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 13R PLAT 2 OSPREY COVE
Legal Subdivision	OSPREY COVE
Legal Lot Number	13R
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2000
Census Tract	860901

Owner

13549 Osprey Ln is owned and occupied by two individuals who bought it in May 2020.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13549 OSPREY LN, SOLOMONS, MD 20688-4008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Jul 30, 2003 · Amount on File
Deed Book / Page	5602 / 160
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	May 28, 2020
Property Address	13549 OSPREY LN, SOLOMONS, MD 20688-4008
Document Number	0056020160
Book / Page	005602 / 000160
Instrument Date	Apr 29, 2020
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	BRIDGEVIEW TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13549 OSPREY LN SOLOMONS MD 206884008, SOLOMONS, MD 20688-4008

Mortgage

Document Number	56020165
Date	May 28, 2020
Book Page	005602/000165

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13549 Osprey Ln was $4,405.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,600 Land $81,600 Building $340,000	$421,600 Land $81,600 Building $340,000
2025	$4,405.00
2023	$3,496.00	$336,500 Land $81,600 Building $254,900	$336,500 Land $81,600 Building $254,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13549 Osprey Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13549 Osprey Ln is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOLOMONS serves 3,811 people · EPA ID MD0040027
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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