Calvert County property record for 13540 Osprey Ln, Solomons, MD 20688
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,669 sqft · built 2002 |
| Lot Size | 0.369 acres (16,078 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (May 2015) |
| Tax Bill | $7,538 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Sep 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-219626 |
| Primary APN | 01-219626 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,669 sqft Total Area |
| Basement Area | 890 sqft |
| Finished Basement | 890 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,078 sqft (0.369 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 318 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 219626 |
|---|---|
| Street Address | 13540 OSPREY LN |
| City | SOLOMONS |
| State | MD |
| Zip | 20688-4007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 19R PLAT 2 OSPREY COVE |
| Legal Subdivision | OSPREY COVE |
| Legal Lot Number | 19R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 860901 |
13540 Osprey Ln is owned and occupied by two individuals who bought it in May 2015.
Source: Calvert County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13540 OSPREY LN, DOWELL, MD 20629-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 18, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2015 · Amount on File |
| Deed Sale | May 18, 2015 · Amount on File |
| Prior Sale | Feb 23, 2006 · Amount on File |
| Deed Book / Page | 4566 / 16 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 13540 OSPREY LN, SOLOMONS, MD 20688-4007 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13540 OSPREY LN, SOLOMONS, MD 20688-4007 |
| Document Number | 0064210480 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 6421/480 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 5, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 13540 OSPREY LN, SOLOMONS, MD 20688-4007 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0050640019 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 5064/019 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 13540 OSPREY LN, SOLOMONS, MD 20688-4007 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0061120381 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 6112/381 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 13540 Osprey Ln was $7,538 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $723,700 Land $268,800 Building $454,900 | $723,700 Land $268,800 Building $454,900 | |
| 2025 | $7,538.00 | ||
| 2023 | $6,268.00 Homeowner's exemption | $603,300 Land $268,800 Building $334,500 | $603,300 Land $268,800 Building $334,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13540 Osprey Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 5 (2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13540 Osprey Ln is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOLOMONS serves 3,811 people · EPA ID MD0040027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures