13546 Whitewater Dr, Poway, CA 92064 Property Records

San Diego County property record for 13546 Whitewater Dr, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,009 sqft · built 2006
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Dec 2004)
Tax Bill$15,674 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN323-510-07-00

Property Details

APN / Parcel Number

Primary APN323-510-07-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,009 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area50,094 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address13546 WHITEWATER DR
CityPOWAY
StateCA
Zip92064-5269
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-C
Legal DescriptionLOT 7 TR 014547
Legal SubdivisionPOWAY #97-02
Legal Tract014547
Legal Block1
Legal Lot Number7
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract17010

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address13546 WHITEWATER DR, POWAY, CA 92064-5269
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2004 · Amount on Record
Deed SaleDec 1, 2004 · Amount on Record
Deed Document Number20041131775
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13546 WHITEWATER DR, POWAY, CA 92064-5269
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000663497
DateOct 28, 2020
Instrument2020-0663497
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,415,783 (+2%) Land $831,741 Building $584,042
2025$15,674.00 (+14.73%) Homeowner's exemption$1,388,024 (+13.77%) Land $815,433 Building $572,591
2023$13,662.00 (+1.37%) Homeowner's exemption$1,220,000 Land $710,000 Building $510,000
2022$13,478.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 58% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: San Diego Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whitewater Dr

Nearby Streets

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