13526 Whitewater Dr, Poway, CA 92064 Property Records

San Diego County property record for 13526 Whitewater Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,364 sqft · built 2022
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Trust Names on File
Last Sale	$355,000 (Sep 2016)
Tax Bill	$13,708 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`323-510-09-00`

Property Details

APN / Parcel Number

Primary APN	`323-510-09-00`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Building Area	3,364 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	71,003 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	13526 WHITEWATER DR
City	POWAY
State	CA
Zip	92064-5269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	LOT 9 TR 014547
Legal Subdivision	POWAY #97-02
Legal Tract	014547
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17010

Owner

13526 Whitewater Dr is owner-occupied and held in a trust since September 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13526 WHITEWATER DR, POWAY, CA 92064-5269
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Intrafamily Transfer, Transfer
Apr 1, 2021	Deed of Trust, Mortgage · Construction Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2016 · Amount on File
Deed Sale	Sep 7, 2016 · Amount on File
Prior Sale	Aug 18, 2006 · Amount on File
Deed Document Number	2016468685
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2026
Property Address	13526 WHITEWATER DR, POWAY, CA 92064-5269
Document Number	0000072479
Map Reference	MAP 14547
Instrument Date	Mar 16, 2026
Instrument	2026-0072479
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13526 WHITEWATER DR, POWAY, CA 92064-5269

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13526 WHITEWATER DR, POWAY, CA 92064-5269
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13854 PASEO ALDABRA, SAN DIEGO, CA 92129-2106

Mortgage

Document Number	0000255004
Date	Apr 1, 2021
Instrument	2021-0255004

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 13526 Whitewater Dr was $13,708, up 2.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,237,374 (+2%) Land $441,468 Building $795,906
2025	$13,708.00 (+2.09%) Homeowner's exemption	$1,213,112 Land $432,812 Building $780,300
2024	$13,427.00 (+2.16%)
2023	$13,143.00 (+58.92%)	$1,166,006 Land $416,006 Building $750,000
2022	$8,270.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13526 Whitewater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13526 Whitewater Dr is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: San Diego Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whitewater Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures