13545 E 500th Ave, Watson, IL 62473 Property Records

Effingham County property record for 13545 E 500th Ave, Watson, IL 62473

Property Summary

Property Type	Rural Home
Details	1,725 sqft · built 1996
Lot Size	11.4 acres (500,069 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Apr 2020)
Tax Bill	$4,325 (2022)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-09-005-044`

Property Details

APN / Parcel Number

Primary APN	`13-09-005-044`

Interior

Stories	1 Story
Building Area	1,725 sqft Base Area
Basement Area	1,725 sqft

Exterior

Year Built	Built 1996
Construction Type	Frame
Lot Area	500,069 sqft (11.4 acres)
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	1,568 sqft

Location & Zoning

Street Address	13545 E 500TH AVE
City	WATSON
State	IL
Zip	62473-2224
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S 748.28FT OF W 669FT OF SW SE 3547/58 1441/88 1183/90
Jurisdiction	EFFINGHAM IL
Township / Civil Division	UNION
Census Block Group	1
Census Block	1116
Census Tract	950400

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13545 E 500TH AVE, WATSON, IL 62473-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2020 · Amount on Record
Deed Sale	Apr 6, 2020 · Amount on Record
Deed Document Number	202020001432
Deed Book / Page	3547 / 58
Record Updated	Jun 7, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 6, 2020
Property Address	13545 E 500TH AVE, WATSON, IL 62473-2224
Document Number	3547/58
Book / Page	3547 / 58
Instrument Date	Mar 27, 2020
Instrument	202020001432
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13545 E 500TH AVE, 13545, WATSON, IL 62473-2224

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13545 E 500TH AVE, WATSON, IL 62473-2224

Mortgage

Document Number	202020001433
Date	Apr 6, 2020
Instrument	202020001433

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2040

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Union Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$4,325.00 Homeowner's exemption	$61,040 Land $4,760 Building $56,280	$183,120 Land $14,280 Building $168,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10

May also be available: AT&T, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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