13544 E 500th Ave, Watson, IL 62473 Property Records

Effingham County property record for 13544 E 500th Ave, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1,134 sqft · built 2021
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$9,000 (Sep 2019)
Tax Bill	$1,250 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-008-020`

Property Details

APN / Parcel Number

Primary APN	`13-09-008-020`

Interior

Building Area	1,134 sqft Living Area
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	69,696 sqft (1.6 acres)
Pole Barn	1,080 sqft

Location & Zoning

Street Address	13544 E 500TH AVE
City	WATSON
State	IL
Zip	62473-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 300FT OF N 233FT NW NE LYING S OF RD ROW 3495/66 3472/335 2392/347 451/19
Jurisdiction	EFFINGHAM IL
Township / Civil Division	UNION
Census Block Group	2
Census Block	2000
Census Tract	950400

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13544 E 500TH AVE, WATSON, IL 62473-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit TEUTOPOLIS STATE BANK
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit TEUTOPOLIS STATE BANK
Sep 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	20191903585
Deed Book / Page	3495 / 66
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	003495/066
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	13544 E 500TH AVE, WATSON, IL 62473-2225
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13544 E 500TH AVE, WATSON, IL 62473-2225
Investor	Possibly a Property Investor

Mortgage

Document Number	003769/320
Date	Mar 18, 2022
Book Page	3769/320
Instrument	202222001157

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2037

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	13544 E 500TH AVE, WATSON, IL 62473-2225
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 S EAST ST, WATSON, IL 62473-1112
Investor	Possibly a Property Investor

Mortgage

Document Number	0003709/49
Date	Jul 26, 2021
Book Page	3709/49
Instrument	202121003757

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Jan 16, 2022

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 9, 2019
Property Address	13544 E 500TH AVE, WATSON, IL 62473-2225
Document Number	003495/066
Book / Page	3495 / 066
Instrument Date	Sep 6, 2019
Instrument	201901903585
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$13.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7387 E 1600TH RD, MARTINSVILLE, IL 62442-2304
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Union Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,250.00 (+657.58%)	$27,770 (+21.53%) Land $3,670 Building $24,100	$83,310 (+21.53%) Land $11,010 Building $72,300
2022	$165.00 Homeowner's exemption	$22,850 Land $3,020 Building $19,830	$68,550 Land $9,060 Building $59,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10

May also be available: AT&T, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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