13540 Riverside Dr, Constantine, MI 49042 Property Records

St. Joseph County property record for 13540 Riverside Dr, Constantine, MI 49042 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1976
Square Footage1,056 sqft Building Perimeter
Lot Size19,602 sqft (0.45 acres)
Garage480 sqft
OccupancyOwner Occupied
Last Sale$265,000 (2026)
Tax Bill$511.00 (2025)

Property Details

APN / Parcel Number

Primary APN003-034-001-04

Interior

Full Baths1 Baths
Building Area1,056 sqft Building Perimeter
1st Floor1,056 sqft 1st Floor
Basement Area1,056 sqft Basement
Unfinished Basement1,056 sqft Unfinished

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area19,602 sqft (0.45 acres)
Garage Area480 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address13540 RIVERSIDE DR
CityCONSTANTINE
StateMI
Zip49042-9799
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT INT SECS 27 & 34 T7S R12W & N R/W OF CONST- MOTTVILLE HWY TH SWLY ALG R/W 442.2 FT TO POB TH NWLY 90D FROM R/W 200 FT
Legal Range12W
Legal Township07S
Legal Section27
JurisdictionST JOSEPH MI
Minor Civil DivisionCONSTANTINE
Census Blockgroup3
Census Block3032
Census Tract41101

Owner

Source: St. Joseph County records · APN 003-034-001-04

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address68361 CROOKED CREEK RD, WHITE PIGEON, MI 49099-8741
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
CENTURY BANK & TRUST
Mar 28, 2014Deed of Trust, Mortgage · Conventional Mortgage
CENTURY MORTGAGE SERVICES INC
Mar 28, 2014Deed of Trust, Mortgage · Line of Credit
CENTURY BANK & TRUST
Apr 14, 2026Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE
Jan 13, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2026 · Amount on Record
Deed SaleApr 14, 2026 · Amount on Record
Prior SaleDec 20, 2000
Deed Doc Number20263319
Prior Transfer DateJan 08, 2021
Prior Transfer Doc2021000460
Record RefreshedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address13540 RIVERSIDE DR, CONSTANTINE, MI 49042-9799
Transaction TypeMortgage
Record UpdatedMay 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address13540 RIVERSIDE DR, CONSTANTINE, MI 49042-9799

Mortgage

Document Number2023008257
DateNov 20, 2023
Instrument2023008257
Lender
NameCENTURY BANK & TRUST
TypeBank
AddressCOLDWATER, MI 49036
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueDec 01, 2033

March 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address13540 RIVERSIDE DR, CONSTANTINE, MI 49042-9799
Transaction TypeMortgage
Record UpdatedMay 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01739/0064
DateMar 28, 2014
Book Page1739/0064
Lender
NameCENTURY MORTGAGE SERVICES INC
TypeMortgage Company
AddressCOLDWATER, MI 49036
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2034

March 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address13540 RIVERSIDE DR, CONSTANTINE, MI 49042-9799
Transaction TypeMortgage
Record UpdatedMay 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01739/0074
DateMar 28, 2014
Book Page1739/0074
Lender
NameCENTURY BANK & TRUST
AddressCOLDWATER, MI 49036
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 01, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateApr 14, 2026
Property Address13540 RIVERSIDE DR, CONSTANTINE, MI 49042-9799
Document Number0000003319
Instrument DateApr 13, 2026
Instrument2026.3319
Transaction TypeTransfer
Record UpdatedApr 29, 2026
Title CompanyPATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$200,737.50
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address68361 CROOKED CREEK RD, WHITE PIGEON, MI 49099-8741

Mortgage

Document Number0000003320,
DateApr 14, 2026
Instrument2026..3320
Lender
NameRUOFF MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOSEPH MI
Recording DateJan 13, 2021
Property Address13540 RIVERSIDE DR, CONSTANTINE, MI 49042-9799
Document Number2021000460
Instrument DateJan 08, 2021
Instrument2021000460
Transaction TypeTransfer
Record UpdatedJul 22, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13540 RIVERSIDE DR, CONSTANTINE, MI 49042-9799

Mortgage

DateJan 13, 2021
Lender
NameCENTURY BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2036

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionConstantine Township
Unified School DistrictConstantine Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$92,000 (+1.43%)$184,000 (+1.43%)
2025$511.00 Homeowner's exemption$90,700 Land $8,200 Building $82,500$181,400 Land $16,400 Building $165,000

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