1354 E McKinley St, Hernando, FL 34442 Property Records

Citrus County property record for 1354 E McKinley St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,881 sqft · built 1993
Lot Size	0.478 acres (20,843 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Nov 2018)
Tax Bill	$1,324 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0100-00060-017.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00060-017.0`
Alternative APNs	`1818S19E0100000600170` `1963974`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,881 sqft Living Area
1st Floor Area	1,881 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	20,843 sqft (0.478 acres)
Garage Area	529 sqft
Parking Spaces	6 Parking Spaces
Pool Area	450 sqft
Porch	Open Porch
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1963974
Old Parcel Number	1818S19E0100000600170
Street Address	1354 E MCKINLEY ST
City	HERNANDO
State	FL
Zip	34442-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	PT OF UNREC SUBD FOR CHIP INC OF CITRUS HILLS PB 8 PG 5 DESC AS FOLL: N1/2 OF LOT 17 BLK 6 OF CITRUS HILLS PB 8 PG 5
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	6
Legal Lot Number	17
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2019
Census Tract	450104

Owner

Source: Citrus County records · APN 19E-18S-18-0100-00060-017.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1354 E MCKINLEY ST, HERNANDO, FL 34442-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Deed Document Number	2018059277
Deed Book / Page	2941 / 1263
Record Updated	Jun 08, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 27, 2018
Property Address	1354 E MCKINLEY ST, HERNANDO, FL 34442-2809
Document Number	0029411263
Book / Page	2941 / 1263
Map Reference	MB8 PG5&6
Instrument Date	Nov 21, 2018
Instrument	2018059277
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	MANATEE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 SE CARY PKWY # PKWY424, 750, CARY, NC 27511-5682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6104 NW 74TH AVE, TAMARAC, FL 33321-6062

Mortgage

Document Number	2018059278
Date	Nov 27, 2018
Instrument	2018059278

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,324.00 (+7.12%) Homeowner's exemption Additional exemption filed	$256,821 (-3.7%) Land $12,500 Building $244,321	$256,821 (-3.7%) Land $12,500 Building $244,321
2024	$1,236.00 (+3.09%) Homeowner's exemption Additional exemption filed	$266,696 (-1.11%) Land $12,000 Building $254,696	$266,696 (-1.11%) Land $12,000 Building $254,696
2023	$1,199.00 (+6.96%) Homeowner's exemption Additional exemption filed	$269,683 (+20.55%) Land $7,500 Building $262,183	$269,683 (+20.55%) Land $7,500 Building $262,183
2022	$1,121.00 Homeowner's exemption Additional exemption filed	$223,716 Land $7,500 Building $216,216	$223,716 Land $7,500 Building $216,216

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 84 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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