1275 E McKinley St, Hernando, FL 34442 Property Records

Citrus County property record for 1275 E McKinley St, Hernando, FL 34442 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,159 sqft · built 2012
Lot Size0.96 acres (41,823 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (May 2023)
Tax Bill$3,442 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0100-00050-021.0

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0100-00050-021.0
Alternative APNs
  • 1818S19E0100000500210
  • 1963796

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,159 sqft Living Area
1st Floor Area2,159 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2012
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area41,823 sqft (0.96 acres)
Lot Dimensions418 ft deep x 100 ft wide
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
Pool Area392 sqft
PorchOpen Porch
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1963796
Old Parcel Number1818S19E0100000500210
Street Address1275 E MCKINLEY ST
CityHERNANDO
StateFL
Zip34442-2893
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITRUS HILLS PB 8 PG 5 LOT 21 BLK 5
Legal Range19E
Legal Township18S
Legal Section21
Legal SubdivisionCITRUS HILLS (PB-8 PG-5)
Legal Block5
Legal Lot Number21
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2038
Census Tract450104

Owner

Source: Citrus County records · APN 19E-18S-18-0100-00050-021.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1275 E MCKINLEY ST, HERNANDO, FL 34442-2893
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2023 · Amount on Record
Deed SaleMay 30, 2023 · Amount on Record
Prior SaleAug 27, 2012 · Amount on Record
Deed Document Number2023031103
Deed Book / Page3382 / 1196
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 30, 2023
Property Address1275 E MCKINLEY ST, HERNANDO, FL 34442-2893
Document Number0033821196
Book / Page3382 / 1196
Map ReferenceMB 8 PG 5
Instrument DateMay 19, 2023
Instrument2023031103
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1275 E MCKINLEY ST, HERNANDO, FL 34442-2893

Transferred To (Grantee/Buyer)

NameVerified Name
Address1275 E MCKINLEY ST, HERNANDO, FL 34442-2893

Mortgage

Document Number0033821198
DateMay 30, 2023
Instrument3382/1198
Lender
NameSUNCOAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJul 01, 2026
Change Frequency3 Years
Min Rate At Change3.25%
Max Rate At Change6.25%
Index3-Year TN
Max Rate9.75%

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,442.00 (+11.32%) Homeowner's exemption Additional exemption filed$341,697 (-0.55%) Land $27,500 Building $314,197$341,697 (-0.55%) Land $27,500 Building $314,197
2024$3,092.00 (+57.43%) Homeowner's exemption Additional exemption filed$343,602 (+0.33%) Land $26,500 Building $317,102$343,602 (+0.33%) Land $26,500 Building $317,102
2023$1,964.00 (+6.91%) Homeowner's exemption Additional exemption filed$342,487 (+21.65%) Land $24,000 Building $318,487$342,487 (+21.65%) Land $24,000 Building $318,487
2022$1,837.00 Homeowner's exemption Additional exemption filed$281,532 Land $18,000 Building $263,532$281,532 Land $18,000 Building $263,532

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174501042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,370 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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