1354 Division St, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 1354 Division St, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,334 sqft · built 1963
Lot Size	0.231 acres (10,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Dec 2025)
Tax Bill	$8,928 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2025 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`092-111-022`

Property Details

APN / Parcel Number

Primary APN	`092-111-022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Lot Area	10,064 sqft (0.231 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1354 DIVISION ST
City	NIPOMO
State	CA
Zip	93444-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RHO NIP LA MSA TR PTN LT 16
Legal Subdivision	LA MESA TR
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1018
Census Tract	12403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1354 DIVISION ST, NIPOMO, CA 93444-9155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 16, 2025	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 20, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Sep 15, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 18, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 25, 2020	Correction Deed FIRST AMERICAN TITLE
May 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Dec 27, 2024 · Amount on Record
Deed Document Number	202538574
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	0000009139
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 15, 2026
Property Address	1354 DIVISION ST, NIPOMO, CA 93444-9155
Document Number	0000011450
Instrument Date	Apr 11, 2026
Instrument	202611450
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	1354 DIVISION ST, NIPOMO, CA 93444-9155

Mortgage

Document Number	0000011450,
Date	Apr 15, 2026
Instrument	202611450

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 16, 2025
Property Address	1354 DIVISION ST, NIPOMO, CA 93444-9155
Document Number	0000038574
Map Reference	MB A PG 18
Instrument Date	Dec 4, 2025
Instrument	2025038574
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1354 DIVISION ST, NIPOMO, CA 93444-9155

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1354 DIVISION ST, NIPOMO, CA 93444-9155
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1354 DIVISION ST, NIPOMO, CA 93444-9155

Mortgage

Document Number	0000010778
Date	Apr 20, 2023
Instrument	2023010778

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1354 DIVISION ST, NIPOMO, CA 93444-9155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1354 DIVISION ST, NIPOMO, CA 93444-9155

Mortgage

Document Number	0000050292
Date	Sep 15, 2020
Instrument	2020050292

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 18, 2019
Property Address	1354 DIVISION ST, NIPOMO, CA 93444-9155
Document Number	0000046024
Map Reference	MB A PG 18
Instrument Date	Sep 30, 2019
Instrument	2019046024
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000046025
Date	Oct 18, 2019
Instrument	2019046025

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 25, 2020
Property Address	1354 DIVISION ST, NIPOMO, CA 93444-9155
Document Number	0000009139
Instrument Date	Sep 30, 2019
Instrument	9139
Record Updated	Mar 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$517.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1354 DIVISION ST NIPOMO CA 934449155, NIPOMO, CA 93444-9155

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 7, 2018
Property Address	1354 DIVISION ST, NIPOMO, CA 93444-9155
Document Number	0000018322
Instrument Date	Apr 16, 2018
Instrument	18322
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	407 ALLEN ST ARROYO GRANDE CA 934203401, ARROYO GRANDE, CA 93420-3401

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$754,800 (+2%) Land $433,500 Building $321,300
2025	$8,928.00 (+43.95%)	$740,000 (+49.78%) Land $425,000 Building $315,000
2024	$6,202.00 (+1.54%)
2023	$6,108.00 (+4.66%) Homeowner's exemption	$494,051 Land $262,793 Building $231,258
2022	$5,836.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - NIPOMO private · serves 4,512 people · EPA ID CA4010018
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Sep 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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