1304 Division St, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 1304 Division St, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,985 sqft · built 1962
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$784,000 (Nov 2023)
Tax Bill	$9,563 (2025)
Deeds & Mortgages	Nov 2023 Sale Mar 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`092-111-021`

Property Details

APN / Parcel Number

Primary APN	`092-111-021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,985 sqft Living Area
1st Floor Area	1,985 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1304 DIVISION ST
City	NIPOMO
State	CA
Zip	93444-9154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	RHO NIP LA MSA TR PTN LT 16
Legal Subdivision	LA MESA TR
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1018
Census Tract	12403

Owner

1304 Division St is owned and occupied by an individual who bought it in November 2023.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1304 DIVISION ST, NIPOMO, CA 93444-9154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU
May 12, 2021	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 6, 2019	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 25, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 30, 2018	Quit Claim Deed, Transfer BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Prior Sale	May 12, 2021 · Amount on File
Deed Document Number	202335188
Prior Transfer Date	Jun 22, 2018
Prior Transfer Doc	0000030784
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 22, 2023
Property Address	1304 DIVISION ST, NIPOMO, CA 93444-9154
Document Number	0000035188
Instrument Date	Nov 2, 2023
Instrument	2023035188
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1304 DIVISION ST, NIPOMO, CA 93444-9154

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1304 DIVISION ST, NIPOMO, CA 93444-9154
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 DIVISION ST, NIPOMO, CA 93444-9154

Mortgage

Document Number	0000006049
Date	Mar 6, 2023
Instrument	2023006049

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 12, 2021
Property Address	1304 DIVISION ST, NIPOMO, CA 93444-9154
Document Number	0000035508
Instrument Date	Apr 18, 2021
Instrument	2021035508
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1304 DIVISION ST, NIPOMO, CA 93444-9154

Mortgage

Document Number	0000035509
Date	May 12, 2021
Instrument	2021035509

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 6, 2019
Property Address	1304 DIVISION ST, NIPOMO, CA 93444-9154
Document Number	0000037499
Instrument Date	Aug 12, 2019
Instrument	2019037499
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	510 SANDRA CT, NIPOMO, CA 93444-8755

Mortgage

Document Number	0000037500
Date	Sep 6, 2019
Instrument	2019037500

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 25, 2018
Property Address	1304 DIVISION ST, NIPOMO, CA 93444-9154
Document Number	0000030784
Instrument Date	Jun 22, 2018
Instrument	30784
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	BNT TITLE COMPANY/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1304 DIVISION ST NIPOMO CA 934449154, NIPOMO, CA 93444-9154

Mortgage

Document Number	30785
Date	Jul 25, 2018
Instrument	30785

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 30, 2018
Property Address	1304 DIVISION ST, NIPOMO, CA 93444-9154
Document Number	0000049529
Instrument Date	Jun 22, 2018
Instrument	49529
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1304 DIVISION ST NIPOMO CA 934449154, NIPOMO, CA 93444-9154

Tax Assessment & Valuation

The 2025 property tax bill for 1304 Division St was $9,563.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$815,673 (+2%) Land $416,160 Building $399,513
2025	$9,563.00	$799,680 Land $408,000 Building $391,680
2023	$7,823.00 (+15.66%)	$649,209 Land $312,120 Building $337,089
2022	$6,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1304 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - NIPOMO private · serves 4,512 people · EPA ID CA4010018
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Sep 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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