1354 Chip Morrison Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1354 Chip Morrison Dr, Alligator Point, FL 32346 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2019
Square Footage	1,715 sqft Heated Area
Lot Size	21,606 sqft (0.496 acres)
Occupancy	Owner Occupied
Last Sale	$439,900 (2021)
Tax Bill	$3,557.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1046-000U-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,715 sqft Heated Area
Gross Area	2,036 sqft Gross Area
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2019
Exterior Material	Concrete Block Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	21,606 sqft (0.496 acres)
Depth X Width	212 ft x 102 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Deck Area	288 sqft Deck
Porch	Enclosed Porch
Porch Area	428 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	1354 CHIP MORRISON DR
City	ALLIGATOR POINT
State	FL
Zip	32346-5150
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	UNIT 6 BL U LOT 5 OR 180/364 PENN POINT 639/217 1275/90 1308/413
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Block	U
Legal Lot Number	5
Legal Unit	6
Jurisdiction	FRANKLIN FL
Minor Civil Division	CARRABELLE
Census Blockgroup	2
Census Block	2009
Census Tract	970102

Owner

Source: Franklin County records · APN 06-07S-01W-1046-000U-0050

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1354 CHIP MORRISON DR, ALLIGATOR POINT, FL 32346-5150
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Stand Alone Second Mortgage GULF WINDS FCU
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Sep 03, 2020	Quit Claim Deed, Transfer TRW REID

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Sep 03, 2020
Deed Doc Number	202119004620
Deed Book / Page	1308 / 413
Record Refreshed	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	1354 CHIP MORRISON DR, ALLIGATOR POINT, FL 32346-5150
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1354 CHIP MORRISON DR, PANACEA, FL 32346-5150

Mortgage

Document Number	0019006571
Date	Nov 29, 2022
Book Page	1351/102
Instrument	202219006571

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	EGLIN AFB, FL 32542

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 01, 2027

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 20, 2021
Property Address	1354 CHIP MORRISON DR, ALLIGATOR POINT, FL 32346-5150
Document Number	0019004620
Book / Page	1308 / 413
Map Reference	MB 2 PG 2
Instrument Date	Jul 15, 2021
Instrument	202119004620
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,079.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10873 WADESOORO RD, 10873, TALLAHASSEE, FL 32317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1354 CHIP MORRISON DR, ALLIGATOR POINT, FL 32346-5150

Mortgage

Document Number	0000000414
Date	Jul 20, 2021
Instrument	1308/414

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 03, 2020
Property Address	1354 CHIP MORRISON DR, ALLIGATOR POINT, FL 32346-5150
Document Number	0019004083
Book / Page	001275 / 000090
Instrument Date	Sep 01, 2020
Instrument	19004083
Transaction Type	Transfer
Record Updated	Oct 01, 2020
Title Company	TRW REID

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	10873 WADESBORO RD TALLAHASSEE FL 323178637, TALLAHASSEE, FL 32317-8637

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,557.00 (+1.02%) Homeowner's exemption	$370,515 (+2.9%)	$510,396 (-0.54%) Land $150,000 Building $360,396
2024	$3,521.00 (-0.96%) Homeowner's exemption	$360,073 (+3%)	$513,165 (+43.29%) Land $150,000 Building $363,165
2023	$3,555.00 (+0.54%) Homeowner's exemption	$349,585 (+3%)	$358,128 (+5.52%) Land $85,000 Building $273,128
2022	$3,536.00 Homeowner's exemption	$339,403 Land $85,000 Building $254,403	$339,403 Land $85,000 Building $254,403

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	16.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1354 Chip Morrison Dr, Alligator Point (Panacea), FL 32346 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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