Mecklenburg County property record for 13528 Plowstone Ct, Charlotte, NC 28278
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,120 sqft · built 2005 |
| Lot Size | 0.336 acres (14,636 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Jun 2018) |
| Tax Bill | $3,728 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Dec 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 199-477-49 |
| Primary APN | 199-477-49 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,120 sqft Living Area |
| 1st Floor Area | 1,720 sqft |
| Upper Floors Area | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,636 sqft (0.336 acres) |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 80 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 13528 PLOWSTONE CT |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28278-7016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4(CD) |
| Legal Description | L266 M36-740 |
| Legal Subdivision | PLANTERS WALK PH 01 |
| Legal Block | 7 |
| Legal Lot Number | 266 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 5924 |
13528 Plowstone Ct is owned and occupied by two individuals who bought it in June 2018.
Source: Mecklenburg County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13528 PLOWSTONE CT, CHARLOTTE, NC 28278-7016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2017 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU |
| Dec 27, 2017 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU |
| Jul 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2018 · Amount on File |
| Deed Sale | Jun 28, 2018 · Amount on File |
| Prior Sale | Jul 21, 2005 · Amount on File |
| Deed Document Number | 201880803 |
| Deed Book / Page | 32791 / 533 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 13528 PLOWSTONE CT, CHARLOTTE, NC 28278-7016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000125653 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 32124/545 |
| Instrument | 2017125653 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 13528 PLOWSTONE CT, CHARLOTTE, NC 28278-7016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000172564 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 32369/384 |
| Instrument | 2017172564 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 13528 PLOWSTONE CT, CHARLOTTE, NC 28278-7016 |
| Document Number | 0000096417 |
| Book / Page | 031974 / 000528 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13528 PLOWSTONE CT CHARLOTTE NC 282787016, CHARLOTTE, NC 28278-7016 |
| Document Number | 0000096417 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 031974/000528 |
| Instrument | 96417 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2047 |
The 2025 property tax bill for 13528 Plowstone Ct was $3,728.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,728.00 | $463,400 Land $80,000 Building $383,400 | $463,400 Land $80,000 Building $383,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13528 Plowstone Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13528 Plowstone Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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