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13522 Plowstone Ct, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 13522 Plowstone Ct, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,128 sqft · built 2005
Lot Size0.256 acres (11,187 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Dec 2018)
Tax Bill$4,422 (2023)
Deeds & MortgagesDec 2018 Sale & Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN199-477-50

Property Details

APN / Parcel Number

Primary APN199-477-50

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,128 sqft Heated Area
Gross Area3,556 sqft
1st Floor Area1,370 sqft
Upper Floors Area1,758 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area11,187 sqft (0.256 acres)
Garage Area400 sqft
PorchPorch
Porch Area28 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-477-50
Street Address13522 PLOWSTONE CT
CityCHARLOTTE
StateNC
Zip28278-7016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4(CD)
Legal DescriptionL267 M36-740
Legal SubdivisionPLANTERS WALK PH 01
Legal Lot Number267
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1010
Census Tract5924

Owner

13522 Plowstone Ct is owned and occupied by an individual who bought it in December 2018.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address13522 PLOWSTONE CT, CHARLOTTE, NC 28278-7016
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 24, 2017Deed of Trust, Mortgage · FHA Mortgage
RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2018 · Amount on File
Deed SaleDec 18, 2018 · Amount on File
Prior SaleAug 22, 2005 · Amount on File
Deed Document Number0033175786
Deed Book / Page33175 / 786
Record UpdatedJun 7, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 18, 2018
Property Address13522 PLOWSTONE CT, CHARLOTTE, NC 28278-7016
Document Number0000155306
Book / Page33175 / 786
Map ReferenceMB36 PG740
Instrument DateDec 17, 2018
Instrument2018155306
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18310 MCKEE RD, 18310, CHARLOTTE, NC 28278-8418

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13522 PLOWSTONE CT, CHARLOTTE, NC 28278-7016

Mortgage

Document Number0000155307
DateDec 18, 2018
Instrument2018155307
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address13522 PLOWSTONE CT, CHARLOTTE, NC 28278-7016
Document Number0000012262
Book / Page031530 / 000768
Instrument DateJan 24, 2017
Transaction TypeMortgage
Record UpdatedFeb 7, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13522 PLOWSTONE CT CHARLOTTE NC 282787016, CHARLOTTE, NC 28278-7016

Mortgage

Document Number0000012262
DateJan 30, 2017
Book Page031530/000768
Instrument12262
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 29, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 13522 Plowstone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13522 Plowstone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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