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13526 Carroway St, Windermere, FL 34786 Property Records

Orange County property record for 13526 Carroway St, Windermere, FL 34786

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,401 sqft · built 2003
Lot Size0.63 acres (2,724 sqft)
Owner2 Company Names on File
Last Sale$400,000 (Jun 2022)
Tax Bill$4,071 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jul 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN23-23-27-5524-00-600

Property Details

APN / Parcel Number

Primary APN23-23-27-5524-00-600
Alternative APNs
  • 272323552400600
  • 144685
  • 145855
  • 147976

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,401 sqft Living Area
Gross Area2,037 sqft
1st Floor Area1,005 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,724 sqft (0.63 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area146 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13526 CARROWAY ST
CityWINDERMERE
StateFL
Zip34786-7345
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeP-D
Legal DescriptionMERRICK LANDING 52/81 LOT 60
Legal Range27E
Legal Township23S
Legal Section23
Legal SubdivisionMERRICK LANDING
Legal Tract5524
Legal Lot Number60
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group3
Census Block3014
Census Tract17114

Owner

Source: Orange County records · APN 23-23-27-5524-00-600

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address13526 CARROWAY ST, WINDERMERE, FL 34786-7345
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2022Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC
Jul 17, 2020Deed of Trust, Mortgage · Conventional with PMI
MORTGAGE FIRM
Jan 25, 2018Grant Deed
SMART INT'L TITLE LLC
Nov 08, 2017Deed of Trust, Mortgage
THE MTG FIRM
Nov 15, 2017Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2022 · Amount on Record
Deed SaleJun 02, 2022 · Amount on Record
Prior SaleNov 15, 2017 · Amount on Record
Deed Document Number2022343918
Last Transfer DateNov 14, 2022
Transfer Doc0000717638
Record UpdatedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 02, 2022
Property Address13526 CARROWAY ST, WINDERMERE, FL 34786-7345
Document Number0000343918
Map ReferenceMB 52 PG 81
Instrument DateMay 27, 2022
Instrument20220343918
Transaction TypeTransfer
Record UpdatedJun 23, 2022
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1023 SADIE LN, 1023, WINTER GARDEN, FL 34787-2238

Transferred To (Grantee/Buyer)

NameVerified Name
Address13244 ZORI LN, WINDERMERE, FL 34786-7302

Mortgage

Document Number0000343919
DateJun 02, 2022
Instrument20220343919
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address13526 CARROWAY ST, WINDERMERE, FL 34786-7345
Document Number0000405431
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13526 CARROWAY ST WINDERMERE FL 347867345, WINDERMERE, FL 34786-7345

Mortgage

Document Number0000405431
DateJul 31, 2020
Instrument405431
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 30, 2050

January 2018: Grant Deed

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateJan 25, 2018
Property Address13526 CARROWAY ST, WINDERMERE, FL 34786-7345
Document Number0000049915
Instrument DateNov 08, 2017
Instrument49915
Record UpdatedNov 20, 2018
Title CompanySMART INT'L TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,645.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13526 CARROWAY ST WINDERMERE FL 347867345, WINDERMERE, FL 34786-7345

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address13526 CARROWAY ST, WINDERMERE, FL 34786-7345
Document Number0000049916
Instrument DateNov 08, 2017
Transaction TypeMortgage
Record UpdatedFeb 13, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address14832 PEEKSKILL DR WINTER GARDEN FL 347876243, WINTER GARDEN, FL 34787-6243

Mortgage

Document Number0000049916
DateJan 25, 2018
Instrument49916
Lender
NameTHE MTG FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
AmountAmount Recorded
Term360 Months
DueJan 24, 2048

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateNov 15, 2017
Property Address13526 CARROWAY ST, WINDERMERE, FL 34786-7345
Document Number0000626118
Map ReferenceMB 52 PG 81-86
Instrument DateNov 08, 2017
Instrument20170626118
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanySMART INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13506 SUMMERPORT VILLAGE PKWY # PKWY290, 13506, WINDERMERE, FL 34786-7366

Transferred To (Grantee/Buyer)

NameVerified Name
Address13526 CARROWAY ST, WINDERMERE, FL 34786-7345

Mortgage

Document Number0000626119
DateNov 15, 2017
Instrument20170626119
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$272,315 (+2.7%)$300,030 (-8.72%) Land $65,000 Building $235,030
2025$4,071.00 (+5.49%) Homeowner's exemption Disabled Person's exemption$265,156 (+5.99%)$328,680 (+31.38%) Land $65,000 Building $263,680
2024$3,859.00 (+7.16%)
2023$3,601.00 (+36.71%) Homeowner's exemption Disabled Person's exemption$250,178 (+35.37%) Land $50,000 Building $200,178$250,178 (+1.83%) Land $50,000 Building $200,178
2022$2,634.00 Homeowner's exemption$184,808$245,690 Land $60,000 Building $185,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 273 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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