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13520 Carroway St, Windermere, FL 34786 Property Records

Orange County property record for 13520 Carroway St, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,340 sqft · built 2003
Lot Size0.83 acres (3,602 sqft)
Owner2 Individual Names on File
Last Sale$366,000 (Feb 2022)
Tax Bill$4,095 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN23-23-27-5524-00-590

Property Details

APN / Parcel Number

Primary APN23-23-27-5524-00-590
Alternative APNs
  • 272323552400590
  • 144684
  • 145853
  • 147974

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,340 sqft Living Area
Gross Area1,960 sqft
1st Floor Area1,068 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,602 sqft (0.83 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13520 CARROWAY ST
CityWINDERMERE
StateFL
Zip34786-7345
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionMERRICK LANDING 52/81 LOT 59
Legal Range27E
Legal Township23S
Legal Section23
Legal SubdivisionMERRICK LANDING
Legal Tract5524
Legal Lot Number59
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group3
Census Block3014
Census Tract17114

Owner

Source: Orange County records · APN 23-23-27-5524-00-590

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13520 CARROWAY ST, WINDERMERE, FL 34786-7345
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 11, 2022 · Amount on Record
Deed SaleFeb 11, 2022 · Amount on Record
Prior SaleDec 03, 2014 · Amount on Record
Deed Document Number202297854
Record UpdatedJun 08, 2026

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateFeb 11, 2022
Property Address13520 CARROWAY ST, WINDERMERE, FL 34786-7345
Document Number0000097853
Map ReferenceMB 52 PG 81-86
Instrument DateJan 25, 2022
Instrument20220097853
Transaction TypeTransfer
Record UpdatedMar 01, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10117 GRANDE LOOP, 10117, CLERMONT, FL 34711-5327

Transferred To (Grantee/Buyer)

NameVerified Name
Address13520 CARROWAY ST, WINDERMERE, FL 34786-7345

Mortgage

Document Number0000097855
DateFeb 11, 2022
Instrument20220097855
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$268,757 (+2.7%)$295,790 (-8.59%) Land $65,000 Building $230,790
2025$4,095.00 (+5.41%) Homeowner's exemption$261,691 (+5.99%)$323,600 (+31.06%) Land $65,000 Building $258,600
2024$3,885.00 (+7.08%)
2023$3,628.00 (-7.33%) Homeowner's exemption$246,909 (+1.9%) Land $50,000 Building $196,909$246,909 (+1.9%) Land $50,000 Building $196,909
2022$3,915.00$242,302 Land $60,000 Building $182,302$242,302 Land $60,000 Building $182,302

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171143, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,031 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 273 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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