13510 E 7th Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 13510 E 7th Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,472 sqft · built 1955
Lot Size	0.301 acres (13,110 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Oct 2020)
Tax Bill	$3,376 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45221.1330`

Property Details

APN / Parcel Number

Primary APN	`45221.1330`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	1,208 sqft
2nd Floor Area	24 sqft
Basement Area	1,208 sqft
Finished Basement	240 sqft
Unfinished Basement	968 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,110 sqft (0.301 acres)
Lot Dimensions	130 ft deep x 95 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	72 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	13510 E 7TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-0606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	MOORES SUBR HOME L7 B4
Legal Range	44E
Legal Township	25N
Legal Section	22
Legal Subdivision	MOORES SUB
Legal Block	4
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1010
Census Tract	12701

Owner

13510 E 7th Ave is owned and occupied by two individuals who bought it in October 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13510 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed, Transfer · FHA Mortgage WHEATLAND BANK
Jan 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Mar 15, 2017	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Mar 31, 2006 · Amount on File
Deed Document Number	20206986313
Prior Transfer Date	Dec 30, 2019
Prior Transfer Doc	0006879769
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 26, 2020
Property Address	13510 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606
Document Number	0006986313
Map Reference	VOL 3 PG 873
Instrument Date	Oct 13, 2020
Instrument	6986313
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13510 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606

Mortgage

Document Number	0006986314
Date	Oct 26, 2020
Instrument	6986314

Lender

Name	WHEATLAND BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0006986315
Date	Oct 26, 2020
Instrument	6986315

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Jan 6, 2020
Property Address	13510 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606
Document Number	0006879769
Map Reference	VOL 3 PG 83
Instrument Date	Dec 30, 2019
Instrument	6879769
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13510 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606

Mortgage

Document Number	0006879770
Date	Jan 6, 2020
Instrument	6879770

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	13510 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606
Document Number	0006602711
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13510 E 7TH AVE SPOKANE VALLEY WA 992160606, SPOKANE VALLEY, WA 99216-0606

Mortgage

Document Number	0006602711
Date	May 12, 2017
Instrument	6602711

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2026 property tax bill for 13510 E 7th Ave was $3,376, up 4.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,376.00 (+4.36%)	$324,700 Land $120,000 Building $204,700	$324,700 Land $120,000 Building $204,700
2025	$3,235.00
2024		$307,800 (+19.39%) Land $80,000 Building $227,800	$307,800 (+19.39%) Land $80,000 Building $227,800
2023	$2,961.00 (-1.82%)	$257,800 Land $70,000 Building $187,800	$257,800 Land $70,000 Building $187,800
2022	$3,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13510 E 7th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13510 E 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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