Washington County property record for 13523 Cherry Tree Cir, Hagerstown, MD 21742
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,508 sqft · built 1973 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,000 (Feb 1996) |
| Tax Bill | $3,059 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-009611 |
| Primary APN | 27-009611 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,508 sqft Total Area |
| Basement Area | 250 sqft |
| Finished Basement | 250 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 522 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 009611 |
|---|---|
| Street Address | 13523 CHERRY TREE CIR |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21742-2867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 45 SEC B .34 AC 324 CHERRY TREE CIR FOUNTAINHEAD SUBDIVISION |
| Legal Subdivision | CHERRY TREE CIR FOUNTAINHEAD SUB |
| Legal Lot Number | 45 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 27, FOUNTAIN HEAD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10300 |
13523 Cherry Tree Cir is owned and occupied by an individual who acquired it in March 2008.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13523 CHERRY TREE CIR, HAGERSTOWN, MD 21742-2867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 1996 · Amount on File |
| Deed Sale | Feb 27, 1996 · Amount on File |
| Deed Document Number | 199624543 |
| Deed Book / Page | 1255 / 767 |
| Last Transfer Date | Mar 7, 2008 |
| Transfer Doc | 0034880596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13523 CHERRY TREE CIR, HAGERSTOWN, MD 21742-2867 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0067000296 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 6700/296 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 174 Months |
| Due | Jan 1, 2036 |
The 2026 property tax bill for 13523 Cherry Tree Cir was $3,059 with a homeowner's exemption, up 1% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,059.00 (+9.96%) Homeowner's exemption | $295,433 (+9.96%) | $322,200 (-) Land $87,400 Building $234,800 |
| 2025 | $2,782.00 (+11.1%) Homeowner's exemption | $268,667 | $322,200 Land $87,400 Building $234,800 |
| 2024 | $2,504.00 (+6.19%) | ||
| 2023 | $2,358.00 | $226,800 | $241,900 Land $87,400 Building $154,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13523 Cherry Tree Cir in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (1979–2023) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13523 Cherry Tree Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Point Broadband, Verizon, Xfinity.
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