Washington County property record for 13520 Cherry Tree Cir, Hagerstown, MD 21742
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,400 sqft · built 1964 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,000 (Jul 2002) |
| Tax Bill | $2,576 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-014194 |
| Primary APN | 27-014194 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Total Area |
| Basement Area | 625 sqft |
| Finished Basement | 625 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 014194 |
|---|---|
| Street Address | 13520 CHERRY TREE CIR |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21742-2834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 60 SEC B .37 AC 13520 CHERRY TREE CIR FOUNTAINHEAD SUBDIVISION |
| Legal Subdivision | CHERRY TREE CIR FOUNTAINHEAD SUB |
| Legal Lot Number | 60 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 27, FOUNTAIN HEAD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10300 |
13520 Cherry Tree Cir is owned and occupied by two individuals who bought it in July 2002.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13520 CHERRY TREE CIR, HAGERSTOWN, MD 21742-2834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2002 · Amount on File |
| Deed Sale | Jul 8, 2002 · Amount on File |
| Prior Sale | Jul 9, 1996 · Amount on File |
| Deed Document Number | 20022344 |
| Deed Book / Page | 1802 / 1059 |
| Transfer Doc | 0000025962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13520 CHERRY TREE CIR, HAGERSTOWN, MD 21742-2834 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0073550439 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 7355/439 |
| Name | BULLDOG FCU |
|---|---|
| Type | Credit Union |
| Address | HAGERSTOWN, MD 21742 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 31, 2053 |
The 2026 property tax bill for 13520 Cherry Tree Cir was $2,576 with a homeowner's exemption, up 5.6% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,576.00 (+5.62%) Homeowner's exemption | $284,800 (+9.71%) | $310,000 (-) Land $88,000 Building $222,000 |
| 2025 | $2,439.00 Homeowner's exemption | $259,600 | $310,000 Land $88,000 Building $222,000 |
| 2023 | $2,206.00 Homeowner's exemption | $220,133 | $234,400 Land $88,000 Building $146,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13520 Cherry Tree Cir in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (1979–2023) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13520 Cherry Tree Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Point Broadband, Verizon, Xfinity.
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