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13522 Darchance Rd, Windermere, FL 34786 Property Records

Orange County property record for 13522 Darchance Rd, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,147 sqft · built 2007
Lot Size0.143 acres (6,249 sqft)
OwnerIndividual Name on Record
Last Sale$525,000 (May 2023)
Tax Bill$8,088 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN26-23-27-1612-01-860

Property Details

APN / Parcel Number

Primary APN26-23-27-1612-01-860
Alternative APNs
  • 272326161201860
  • 148948
  • 150117
  • 152235

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,147 sqft Living Area
Gross Area2,936 sqft
1st Floor Area2,147 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,249 sqft (0.143 acres)
Garage TypeAttached
Garage Area449 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13522 DARCHANCE RD
CityWINDERMERE
StateFL
Zip34786-6305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionENCLAVE AT BERKSHIRE PARK 65/124 LOT 186
Legal Range27E
Legal Township23S
Legal Section26
Legal SubdivisionENCLAVE AT BERKSHIRE PARK
Legal Tract1612
Legal Block1
Legal Lot Number186
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2019
Census Tract17112

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2030 DUKE OF YORK DR, LAUGHLIN, NV 89029-1179
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2023Warranty Deed, Transfer · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Sep 9, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANPAL
Oct 14, 2019Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC
Jan 25, 2018Warranty Deed, Transfer · Conventional Mortgage
INTEGRITY FIRST FINANCIAL GROUP INC
Oct 19, 2017Warranty Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2023 · Amount on Record
Deed SaleMay 8, 2023 · Amount on Record
Prior SaleJan 25, 2018 · Amount on Record
Deed Document Number2023259284
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 8, 2023
Property Address13522 DARCHANCE RD, WINDERMERE, FL 34786-6305
Document Number0000259284
Map ReferenceMB 65 PG 124
Instrument DateMay 1, 2023
Instrument20230259284
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyTHE CLOSING BOUTIQUE LLC, THE CLOSING CITY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address69 EDGEWOOD DR, NEWPORT, VT 05855-5870

Transferred To (Grantee/Buyer)

NameVerified Name
Address2030 DUKE OF YORK DR, LAUGHLIN, NV 89029-1179

Mortgage

Document Number0000259285
DateMay 8, 2023
Instrument20230259285
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address13522 DARCHANCE RD, WINDERMERE, FL 34786-6305
Document Number0000489524
Instrument DateSep 9, 2020
Transaction TypeMortgage
Record UpdatedOct 9, 2020
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13522 DARCHANCE RD WINDERMERE FL 347866305, WINDERMERE, FL 34786-6305

Mortgage

Document Number0000489524
DateSep 18, 2020
Instrument489524
Lender
NameLOANPAL
AddressROSEVILLE, CA 95661
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 17, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address13522 DARCHANCE RD, WINDERMERE, FL 34786-6305
Document Number0000658627
Instrument DateOct 14, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13522 DARCHANCE RD WINDERMERE FL 347866305, WINDERMERE, FL 34786-6305

Mortgage

Document Number0000658627
DateOct 21, 2019
Instrument658627
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term336 Months
DueOct 20, 2047

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 25, 2018
Property Address13522 DARCHANCE RD, WINDERMERE, FL 34786-6305
Document Number0000049344
Map ReferenceMB 65 PG 124
Instrument DateJan 19, 2018
Instrument20180049344
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,169.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2212 E WILLIAMS FIELD RD # 11, 2212, GILBERT, AZ 85295-0771

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13522 DARCHANCE RD, WINDERMERE, FL 34786-6305

Mortgage

Document Number0000049345
DateJan 25, 2018
Instrument20180049345
Lender
NameINTEGRITY FIRST FINANCIAL GROUP INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 19, 2017
Property Address13522 DARCHANCE RD, WINDERMERE, FL 34786-6305
Document Number0000575200
Instrument DateOct 18, 2017
Instrument575200
Transaction TypeTransfer
Record UpdatedNov 6, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

AmountAmount Recorded
Tax$2,016.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2212 E WILLIAMS FIELD RD #11 GILBERT AZ 852950771, 11, GILBERT, AZ 85295-0771
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$455,810 (-1.15%) Land $125,000 Building $330,810$455,810 (-1.15%) Land $125,000 Building $330,810
2025$8,088.00 (+4.93%)$461,110 (+53.91%) Land $125,000 Building $336,110$461,110 (+9.52%) Land $125,000 Building $336,110
2024$7,708.00 (+70.64%)
2023$4,517.00 (+4.01%) Homeowner's exemption$299,602 (+3%)$421,010 (+17.41%) Land $125,000 Building $296,010
2022$4,343.00 Homeowner's exemption$290,876$358,592 Land $110,000 Building $248,592

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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