13510 Darchance Rd, Windermere, FL 34786 Property Records

Orange County property record for 13510 Darchance Rd, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,835 sqft · built 2007
Lot Size0.143 acres (6,249 sqft)
Owner2 Individual Names on Record
Last Sale$590,000 (Sep 2024)
Tax Bill$7,336 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN26-23-27-1612-01-880

Property Details

APN / Parcel Number

Primary APN26-23-27-1612-01-880
Alternative APNs
  • 272326161201880
  • 148951
  • 150119
  • 152238

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,835 sqft Living Area
Gross Area2,742 sqft
1st Floor Area1,835 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block/Stucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,249 sqft (0.143 acres)
Garage TypeAttached
Garage Area473 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area434 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13510 DARCHANCE RD
CityWINDERMERE
StateFL
Zip34786-6305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionENCLAVE AT BERKSHIRE PARK 65/124 LOT 188
Legal Range27E
Legal Township23S
Legal Section26
Legal SubdivisionENCLAVE AT BERKSHIRE PARK
Legal Tract1612
Legal Block1
Legal Lot Number188
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2019
Census Tract17112

Owner

Source: Orange County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13510 DARCHANCE RD, WINDERMERE, FL 34786-6305
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2024 · Amount on Record
Deed SaleSep 3, 2024 · Amount on Record
Prior SaleMar 14, 2012 · Amount on Record
Deed Document Number2024508515
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address13510 DARCHANCE RD, WINDERMERE, FL 34786-6305
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyCT

Transferred To (Grantee/Buyer)

NameVerified Name
Address13510 DARCHANCE RD, WINDERMERE, FL 34786-6305

Mortgage

Document Number0000104726
DateFeb 23, 2026
Instrument20260104726
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$448,720 (-1.38%) Land $125,000 Building $323,720$448,720 (-1.38%) Land $125,000 Building $323,720
2025$7,336.00 (+90.59%) Homeowner's exemption$454,990 (+90.39%) Land $125,000 Building $329,990$454,990 (+10.83%) Land $125,000 Building $329,990
2024$3,849.00 (+7.6%)
2023$3,577.00 (+4.35%) Homeowner's exemption$238,984 (+3%)$410,529 (+16.13%) Land $125,000 Building $285,529
2022$3,428.00 Homeowner's exemption$232,023$353,495 Land $110,000 Building $243,495

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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