13520 SW 97th St, Miami, FL 33186 Property Records

Miami-Dade County property record for 13520 SW 97th St, Miami, FL 33186

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1977
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Mar 2026)
Tax Bill	$4,738 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-5902-005-0420`

Property Details

APN / Parcel Number

Primary APN	`30-5902-005-0420`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,498 sqft
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Area	230 sqft

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Patio Area	80 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	13520 SW 97TH ST
City	MIAMI
State	FL
Zip	33186-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2800
Legal Description	CALUSA CLUB ESTS 3RD ADDN PB 103-78 LOT 6 BLK 10 LOT SIZE 75 X 110 OR 20333-0516 042002 1 COC 25713-2940 06 2007 1
Legal Range	39E
Legal Township	55S
Legal Section	02
Legal Subdivision	CALUSA CLUB ESTS 3RD ADDN
Legal Block	10
Legal Lot Number	6
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	5
Census Block	5005
Census Tract	19000

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13520 SW 97TH ST, MIAMI, FL 33186-2216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Feb 28, 2018	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Apr 13, 2010 · Amount on Record
Deed Document Number	2026163467
Deed Book / Page	35197 / 4259
Prior Transfer Date	May 14, 2014
Prior Transfer Doc	0000373486
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 11, 2026
Property Address	13520 SW 97TH ST, MIAMI, FL 33186-2216
Document Number	0000163467
Book / Page	35197 / 4259
Map Reference	MB 103 PG 78
Instrument Date	Mar 4, 2026
Instrument	2026R0163467
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1411 SW 149TH PL, MIAMI, FL 33194-2533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13520 SW 97TH ST, MIAMI, FL 33186-2216

Mortgage

Document Number	0000004261
Date	Mar 11, 2026
Instrument	35197/4261

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	13520 SW 97TH ST, MIAMI, FL 33186-2216
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	RESEARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117908
Date	Feb 28, 2018
Book Page	30877/2776
Instrument	2018R0117908

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	OWINGS MILLS, MD 21117

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	13520 SW 97TH ST, MIAMI, FL 33186-2216
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13520 SW 97TH ST, MIAMI, FL 33186-2216

Mortgage

Document Number	0000702735
Date	Dec 8, 2020
Book Page	32227/18
Instrument	2020R0702735

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,738.00 (+2.78%)	$279,055 (+5.99%)	$570,085 (+8.27%) Land $346,500 Building $223,585
2024	$4,610.00 (+5.95%)
2023	$4,351.00 (+10.07%) Homeowner's exemption	$263,293 (+8.59%)	$526,564 (+16.97%) Land $299,250 Building $227,314
2022	$3,953.00 Homeowner's exemption	$242,457	$450,171 Land $236,250 Building $213,921

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	64 (1979–2017)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Katrina, Aug 2005 · 10 claims Severe Storms And Flooding, Oct 2000 · 8 claims Hurricane Irene, Oct 1999 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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