13500 SW 97th St, Miami, FL 33186 Property Records

Miami-Dade County property record for 13500 SW 97th St, Miami, FL 33186

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,944 sqft · built 1977
Lot Size	0.192 acres (8,360 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Aug 2018)
Tax Bill	$6,962 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-5902-005-0440`

Property Details

APN / Parcel Number

Primary APN	`30-5902-005-0440`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,944 sqft Living Area
Gross Area	3,074 sqft
1st Floor Area	1,944 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1983
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	8,360 sqft (0.192 acres)
Lot Dimensions	110 ft deep x 75.8 ft wide
Garage Area	241 sqft
Porch	Porch
Porch Area	216 sqft
Patio Area	702 sqft

Location & Zoning

Street Address	13500 SW 97TH ST
City	MIAMI
State	FL
Zip	33186-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2800
Legal Description	CALUSA CLUB ESTS 3RD ADDN PB 103-78 LOT 8 BLK 10 LOT SIZE 75.81 X 110 OR 16256-4143 0294 4
Legal Range	39E
Legal Township	55S
Legal Section	02
Legal Subdivision	CALUSA CLUB ESTS 3RD ADDN
Legal Block	10
Legal Lot Number	8
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	5
Census Block	5005
Census Tract	19000

Owner

13500 SW 97th St is owned and occupied by two individuals who acquired it in May 2019.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13500 SW 97TH ST, MIAMI, FL 33186-2216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 12, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Aug 27, 2018	Warranty Deed, Transfer · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on File
Deed Sale	Aug 27, 2018 · Amount on File
Prior Sale	Nov 4, 2016 · Amount on File
Deed Document Number	2018519308
Deed Book / Page	31116 / 288
Last Transfer Date	May 28, 2019
Transfer Doc	0000365306
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	13500 SW 97TH ST, MIAMI, FL 33186-2216
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067495
Date	Jan 24, 2022
Book Page	32977/2436
Instrument	2022R0067495

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	13500 SW 97TH ST, MIAMI, FL 33186-2216
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13500 SW 97TH ST, MIAMI, FL 33186-2216

Mortgage

Document Number	0000762415
Date	Oct 8, 2025
Book Page	34975/4851
Instrument	2025R0762415

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	13500 SW 97TH ST, MIAMI, FL 33186-2216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13500 SW 97TH ST, MIAMI, FL 33186-2216

Mortgage

Document Number	0000491975
Date	Sep 1, 2020
Book Page	32079/1682
Instrument	2020R0491975

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	Jun 12, 2019
Property Address	13500 SW 97TH ST, MIAMI, FL 33186-2216
Document Number	0000365306
Book / Page	31480 / 1921
Map Reference	MB 103 PG 78
Instrument Date	May 28, 2019
Instrument	2019R0365306
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13500 SW 97TH ST, MIAMI, FL 33186-2216

Mortgage

Document Number	0000001924
Date	Jun 12, 2019
Instrument	31480/1924

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 27, 2018
Property Address	13500 SW 97TH ST, MIAMI, FL 33186-2216
Document Number	0000519308
Book / Page	031116 / 000288
Instrument Date	Aug 20, 2018
Instrument	519308
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13500 SW 97TH ST MIAMI FL 331862216, MIAMI, FL 33186-2216

Mortgage

Document Number	519309
Date	Aug 27, 2018
Book Page	031116/000290
Instrument	519309

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13500 SW 97th St was $6,962 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,962.00 Homeowner's exemption	$410,417	$607,508 Land $348,920 Building $258,588
2023	$6,465.00 (+3.79%) Homeowner's exemption	$387,234 (+3%)	$564,176 (+12.19%) Land $301,340 Building $262,836
2022	$6,229.00 Homeowner's exemption	$375,956	$502,879 Land $237,900 Building $264,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13500 SW 97th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	64 (1979–2017)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Katrina, Aug 2005 · 10 claims Severe Storms And Flooding, Oct 2000 · 8 claims Hurricane Irene, Oct 1999 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13500 SW 97th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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