13518 Girdled Rd, Painesville, OH 44077 Property Records

Lake County property record for 13518 Girdled Rd, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,584 sqft · built 1850
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Owner Names on Record
Last Sale	$90,000 (Jul 2002)
Tax Bill	$6,106 (2023)
Deeds & Mortgages	Apr 2025 Line of Credit Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-A-003-R-00-003-0`

Property Details

APN / Parcel Number

Primary APN	`07-A-003-R-00-003-0`
Alternative APN	`135`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	2,042 sqft
1st Floor Area	456 sqft
Basement Area	458 sqft
Unfinished Basement	458 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1990
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Lot Area	48,787 sqft (1.12 acres)

Exterior Amenities

Porch	Porch
Porch Area	100 sqft
Deck Area	304 sqft
Patio Area	304 sqft
Canopy	560 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	135
Street Address	13518 GIRDLED RD
City	PAINESVILLE
State	OH
Zip	44077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	LOT 10
Legal Subdivision	LEROY TOWNSHIP
Legal Lot Number	10
Jurisdiction	LAKE OH
Township / Civil Division	LEROY
Census Block Group	2
Census Block	2015
Census Tract	205200

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	13518 PAINESVILLE WARREN RD, PAINESVILLE, OH 44077-9560

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2002 · Amount on Record
Deed Sale	Jul 17, 2002 · Amount on Record
Deed Document Number	2722
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	13518 GIRDLED RD, PAINESVILLE, OH 44077
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13518 PAINESVILLE WARREN RD, PAINESVILLE, OH 44077-9560

Mortgage

Document Number	0000007680
Date	Apr 21, 2025
Instrument	2025R007680

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	13518 GIRDLED RD, PAINESVILLE, OH 44077
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13518 PAINESVILLE WARREN RD, PAINESVILLE, OH 44077-9560

Mortgage

Document Number	0000033353
Date	Dec 22, 2022
Instrument	2022R033353

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	13518 GIRDLED RD, PAINESVILLE, OH 44077
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032309
Date	Nov 28, 2017
Instrument	2017R032309

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Leroy Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,106.00 (+86.27%) Homeowner's exemption	$62,220 (-) Land $12,390 Building $49,830
2022	$3,278.00 Homeowner's exemption	$62,220 Land $12,390 Building $49,830
2021			$177,760 Land $35,390 Building $142,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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