13444 Girdled Rd, Painesville, OH 44077 Property Records

Lake County property record for 13444 Girdled Rd, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1990
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,568 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-A-003-K-00-017-0`

Property Details

APN / Parcel Number

Primary APN	`07-A-003-K-00-017-0`
Alternative APN	`B 139`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area
1st Floor Area	1,008 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft (3 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	360 sqft
Patio Area	180 sqft
Balcony	Balcony
Balcony Area	124 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Account Number	B 139
Street Address	13444 GIRDLED RD
City	PAINESVILLE
State	OH
Zip	44077-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10
Legal Subdivision	TOWNSHIP/LEROY
Legal Lot Number	10 89
Jurisdiction	LAKE OH
Township / Civil Division	LEROY
Census Block Group	2
Census Block	2015
Census Tract	205200

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13444 GIRDLED RD, PAINESVILLE, OH 44077-8716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 1989
Deed Sale	Apr 26, 1989
Deed Document Number	E1082
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	13444 GIRDLED RD, PAINESVILLE, OH 44077-8716
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13444 GIRDLED RD, PAINESVILLE, OH 44077-8716

Mortgage

Document Number	0000034870
Date	Oct 4, 2021
Instrument	2021R034870

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MENTOR, OH 44060

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	13444 GIRDLED RD, PAINESVILLE, OH 44077-8716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005980
Date	Mar 8, 2017
Instrument	2017R005980

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MENTOR, OH 44060

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Feb 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Leroy Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,568.00 (+86.22%) Homeowner's exemption	$66,920 (-) Land $16,680 Building $50,240
2022	$3,527.00 Homeowner's exemption	$66,920 Land $16,680 Building $50,240
2021			$191,200 Land $47,670 Building $143,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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