13515 el Mar Ave, Poway, CA 92064 Property Records

San Diego County property record for 13515 el Mar Ave, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,278 sqft · built 1970
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$999,000 (Jun 2023)
Tax Bill$11,828 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Oct 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN323-312-25-00

Property Details

APN / Parcel Number

Primary APN323-312-25-00
Alternative APN
  • 3233105100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,278 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area6,000 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number3233105100
Street Address13515 EL MAR AVE
CityPOWAY
StateCA
Zip92064-5009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 49 TR 006211
Legal SubdivisionRANCHO LA PAZ
Legal Tract006211
Legal Block2
Legal Lot Number49
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract17010

Owner

Source: San Diego County records · APN 323-312-25-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13515 EL MAR AVE, POWAY, CA 92064-5009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2023Grant Deed, Transfer · Conventional Mortgage
FIRST TECHNOLOGY FEDERAL CU
Oct 17, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Aug 27, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Jul 15, 2019Deed of Trust, Mortgage
NAVY FCU
Oct 24, 2018Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2023 · Amount on Record
Deed SaleJun 08, 2023 · Amount on Record
Prior SaleOct 24, 2018 · Amount on Record
Deed Document Number2023149611
Prior Transfer DateJan 04, 2006
Prior Transfer Doc0000197498
Record UpdatedSep 20, 2026

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 08, 2023
Property Address13515 EL MAR AVE, POWAY, CA 92064-5009
Document Number0000149611
Map ReferenceMAP 6211
Instrument DateMay 19, 2023
Instrument2023-0149611
Transaction TypeTransfer
Record UpdatedJun 16, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address13515 EL MAR AVE, POWAY, CA 92064-5009

Mortgage

Document Number0000149612
DateJun 08, 2023
Instrument2023-0149612
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Mortgage

Document Number0000149613
DateJun 08, 2023
Instrument2023-0149613
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
AddressHILLSBORO, OR 97124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13515 EL MAR AVE, POWAY, CA 92064-5009
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address13515 EL MAR AVE, POWAY, CA 92064-5009

Mortgage

Document Number0000400623
DateOct 17, 2022
Instrument2022-0400623
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueSep 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13515 EL MAR AVE, POWAY, CA 92064-5009
Transaction TypeMortgage
Record UpdatedSep 07, 2021
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13515 EL MAR AVE, POWAY, CA 92064-5009

Mortgage

Document Number0000612172
DateAug 27, 2021
Instrument2021-0612172
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13515 EL MAR AVE, POWAY, CA 92064-5009
Document Number0000292204
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedJul 26, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address13515 EL MAR AVE POWAY CA 920645009, POWAY, CA 92064-5009

Mortgage

Document Number0000292204
DateJul 19, 2019
Instrument292204
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueJul 18, 2049

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 24, 2018
Property Address13515 EL MAR AVE, POWAY, CA 92064-5009
Document Number0000443757
Map ReferenceMAP 6211
Instrument DateSep 26, 2018
Instrument2018-0443757
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address13515 EL MAR AVE, POWAY, CA 92064-5009

Mortgage

Document Number0000443758
DateOct 24, 2018
Instrument2018-0443758
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,110,126 (+6.81%) Land $663,255 Building $446,871
2025$11,828.00 (+62.36%)$1,039,359 (+61.83%) Land $650,250 Building $389,109
2023$7,285.00 (+1.67%)$642,245 Land $365,843 Building $276,402
2022$7,165.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimFeb 1980 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 68% of the US · above 42% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet, Verizon.

Based on FCC filings for 603 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF POWAY
serves 49,888 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on el Mar Ave

Nearby Streets

Search Property Records by Address or Parcel Number