1351 Stone Mill Cir, Arnold, MO 63010 Property Records

Jefferson County property record for 1351 Stone Mill Cir, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,206 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$373,237 (Jul 2025)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-6.0-23.0-1-001-002.39`

Property Details

APN / Parcel Number

Primary APN	`02-6.0-23.0-1-001-002.39`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,206 sqft Living Area
Gross Area	1,606 sqft
1st Floor Area	1,206 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Frame Porch
Porch Area	36 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1351 STONE MILL CIR
City	ARNOLD
State	MO
Zip	63010-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	DUTCH MILL FARMS 5 LOT 95
Legal Range	5E
Legal Township	43N
Legal Section	23
Legal Subdivision	DUTCH MILL FARMS 5
Legal Block	1
Legal Lot Number	95
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700119

Owner

1351 Stone Mill Cir is owned and occupied by two individuals who bought it in July 2025.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1351 STONE MILL CIR, ARNOLD, MO 63010-4646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · FHA Mortgage THELENDER
Feb 15, 2018	Deed of Trust, Mortgage HOMETOWN EQUITY MTG/ST LOUIS
Jul 6, 2017	Warranty Deed, Transfer · FHA Mortgage HOMETOWN EQUITY MTG/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Prior Sale	Jul 6, 2017 · Amount on File
Deed Document Number	202518884
Prior Transfer Date	Sep 4, 1998
Prior Transfer Doc	0868000069
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1351 STONE MILL CIR, ARNOLD, MO 63010-4646
Document Number	0000024651
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 STONE MILL CIR ARNOLD MO 630104646, ARNOLD, MO 63010-4646

Mortgage

Document Number	0000024651
Date	Jul 13, 2020
Instrument	24651

Lender

Name	THELENDER
Address	ST PETERS, MO 63376

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1351 STONE MILL CIR, ARNOLD, MO 63010-4646
Document Number	0000005415
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018
Title Company	TOWN AND COUNTRY TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 STONE MILL CIR ARNOLD MO 630104646, ARNOLD, MO 63010-4646

Mortgage

Document Number	0000005415
Date	Feb 22, 2018
Instrument	5415

Lender

Name	HOMETOWN EQUITY MTG/ST LOUIS
Type	Mortgage Company
Address	SAINT PETERS, MO 63376

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 6, 2017
Property Address	1351 STONE MILL CIR, ARNOLD, MO 63010-4646
Document Number	0000020602
Instrument Date	Jun 30, 2017
Instrument	20602
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 STONE MILL CIR ARNOLD MO 630104646, ARNOLD, MO 63010-4646

Mortgage

Document Number	20603
Date	Jul 6, 2017
Instrument	20603

Lender

Name	HOMETOWN EQUITY MTG/ST LOUIS
Type	Mortgage Company
Address	SAINT PETERS, MO 63376

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1351 Stone Mill Cir was $1,810.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,200 (-) Land $2,900 Building $23,300	$137,400 Land $15,000 Building $122,400
2025	$1,810.00	$26,200 Land $2,900 Building $23,300
2024			$137,400 (+9.83%) Land $15,000 Building $122,400
2023	$1,688.00	$23,800 Land $2,900 Building $20,900	$125,100 Land $15,000 Building $110,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1351 Stone Mill Cir in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	50 (1982–2025)
Claims Outside the SFHA	15 of 50
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1351 Stone Mill Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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