Jefferson County property record for 1346 Stone Mill Cir, Arnold, MO 63010
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 960 sqft · built 1993 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,603 (2023) |
| Deeds & Mortgages | May 2023 Second Mortgage May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-6.0-23.0-1-001-002.37 |
| Primary APN | 02-6.0-23.0-1-001-002.37 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1346 STONE MILL CIR |
|---|---|
| City | ARNOLD |
| State | MO |
| Zip | 63010-4645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | DUTCH MILL FARMS 5 LOT 97 |
| Legal Range | 05 |
| Legal Township | 43 |
| Legal Section | 23 |
| Legal Quarter | NE |
| Legal Subdivision | DUTCH MILL FARMS 5 |
| Legal Block | 1 |
| Legal Lot Number | 97 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 700119 |
Source: Jefferson County records · APN 02-6.0-23.0-1-001-002.37
Assessment roll updated May 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1346 STONE MILL CIR, ARNOLD, MO 63010-4645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK |
| May 15, 2023 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Dec 15, 2021 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Mar 08, 2017 | Warranty Deed, Transfer · VA Mortgage COMMERCE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2024 |
| Deed Sale | May 17, 2024 |
| Prior Sale | Mar 08, 2017 |
| Deed Document Number | 2024R-012018 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1346 STONE MILL CIR, ARNOLD, MO 63010-4645 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1346 STONE MILL CIR, ARNOLD, MO 63010-4645 |
| Document Number | 0000011475 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023R-011475 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 143 Months |
| Due | Apr 28, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1346 STONE MILL CIR, ARNOLD, MO 63010-4645 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1346 STONE MILL CIR, ARNOLD, MO 63010-4645 |
| Document Number | 0000011570 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023R-011570 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 28, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1346 STONE MILL CIR, ARNOLD, MO 63010-4645 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1346 STONE MILL CIR, ARNOLD, MO 63010-4645 |
| Document Number | 0000053729 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021R-053729 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 24, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Mar 08, 2017 |
| Property Address | 1346 STONE MILL CIR, ARNOLD, MO 63010-4645 |
| Document Number | 0000007013 |
| Instrument Date | Mar 03, 2017 |
| Instrument | 7013 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1346 STONE MILL CIR ARNOLD MO 630104645, ARNOLD, MO 63010-4645 |
| Document Number | 7014 |
|---|---|
| Date | Mar 08, 2017 |
| Instrument | 7014 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 07, 2047 |
Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,800 (+9.73%) Land $2,900 Building $21,900 | ||
| 2024 | $130,500 (+9.76%) Land $15,000 Building $115,500 | ||
| 2023 | $1,603.00 | $22,600 Land $2,900 Building $19,700 | $118,900 Land $15,000 Building $103,900 |
Source: FEMA National Flood Hazard Layer as of October 2, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 50 (1982–2025) |
| Claims Outside the SFHA | 15 of 50 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA, Wisper ISP.
Based on FCC filings for 176 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEFFERSON COUNTY PWSD 3 serves 17,000 people |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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