1351 Ford Dr, Lowell, NC 28098 Property Records

Gaston County property record for 1351 Ford Dr, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,373 sqft · built 1945
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Oct 2024)
Tax Bill$1,616 (2026)
Deeds & MortgagesJan 2023 Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09004A02900

Property Details

APN / Parcel Number

Primary APN09004A02900
Alternative APN
  • 134706

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,373 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area14,375 sqft (0.33 acres)
PorchPorch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1351 FORD DR
CityLOWELL
StateNC
Zip28098-1724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionW T FORD L 22-24 09 004A 029 00 000
Legal SubdivisionTHE PROPERTY OF W T FORD
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1009
Census Tract32201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McAdenville Historic District
listed 2009 · 102 contributing resources · NRIS 08001412

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1351 Ford Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address1351 FORD DR, LOWELL, NC 28098-1724
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Deed of Trust, Mortgage
TRULIANT FCU
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 14, 2018Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2024 · Amount on File
Deed SaleOct 17, 2024 · Amount on File
Prior SaleSep 14, 2018 · Amount on File
Deed Book / Page5512 / 249
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address1351 FORD DR, LOWELL, NC 28098-1724
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053891802
DateJan 27, 2023
Book Page5389/1802
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
AmountAmount on Record
Term121 Months
DueFeb 11, 2033

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address1351 FORD DR, LOWELL, NC 28098-1724
Transaction TypeMortgage
Record UpdatedJun 2, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052150467
DateApr 5, 2021
Book Page5215/467
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateSep 14, 2018
Property Address1351 FORD DR, LOWELL, NC 28098-1724
Document Number0050000292
Book / Page005000 / 000292
Instrument DateSep 13, 2018
Transaction TypeTransfer
Record UpdatedOct 9, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1351 FORD DR LOWELL NC 280981724, LOWELL, NC 28098-1724

Mortgage

Document Number50000295
DateSep 14, 2018
Book Page005000/000295
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 13, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1351 Ford Dr was $1,616.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityMcAdenville Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,616.00$158,620 Land $22,000 Building $136,620
2023$1,549.00$154,940 Land $22,000 Building $132,940
2021$91,340 Land $16,000 Building $75,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1351 Ford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1351 Ford Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MCADENVILLE
serves 930 people · EPA ID NC0136045
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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