1343 Ford Dr, Lowell, NC 28098 Property Records

Gaston County property record for 1343 Ford Dr, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,078 sqft · built 1950
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Tax Bill$762 (2026)
Deeds & MortgagesOct 2018 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09004A03100

Property Details

APN / Parcel Number

Primary APN09004A03100
Alternative APNs
  • 1680567
  • 134708

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,078 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area20,038 sqft (0.46 acres)
PorchPorch
Porch Area244 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1343 FORD DR
CityLOWELL
StateNC
Zip28098-1724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionW T FORD L 29-32 09 004A 031 00 000
Legal SubdivisionWT FORD
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1009
Census Tract32201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McAdenville Historic District
listed 2009 · 102 contributing resources · NRIS 08001412

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1343 FORD DR, LOWELL, NC 28098-1724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2018Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV
Oct 26, 2018Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 14, 2011
Transfer Doc0045520605
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address1343 FORD DR, LOWELL, NC 28098-1724
Document Number0050090177
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1343 FORD DR LOWELL NC 280981724, LOWELL, NC 28098-1724

Mortgage

Document Number0050090177
DateNov 2, 2018
Book Page005009/000177
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1056 Months
Interest
Rate TypeAdjustable Rate
Rate5.36%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address1343 FORD DR, LOWELL, NC 28098-1724
Document Number0050090163
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedNov 19, 2018
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1343 FORD DR LOWELL NC 280981724, LOWELL, NC 28098-1724

Mortgage

Document Number0050090163
DateNov 2, 2018
Book Page005009/000163
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.36%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityMcAdenville Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$762.00 (+2.97%)$149,700 (-) Land $22,000 Building $127,700
2025$740.00 (-0.54%)$149,700 (+0.51%) Land $22,000 Building $127,700
2023$744.00$148,940 Land $22,000 Building $126,940
2021$84,930 Land $16,000 Building $68,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MCADENVILLE
serves 930 people · EPA ID NC0136045
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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