13509 Ithaca Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 13509 Ithaca Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,734 sqft · built 2008
Lot Size	38.7 acres (1,687,079 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Apr 2020)
Tax Bill	$380 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-10-2-12-1006-008`

Property Details

APN / Parcel Number

Primary APN	`08-10-2-12-1006-008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,734 sqft Living Area
1st Floor Area	1,734 sqft
Basement Area	1,734 sqft
Unfinished Basement	1,734 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,687,079 sqft (38.7 acres)
Deck Area	Deck Area
Patio Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13509 ITHACA RD
City	SAINT CHARLES
State	MI
Zip	48655-8551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT A PT 773.96 FT S OF NE CORN OF SEC TH CONT S 200 FT TH W 713.56 FT TH S12DEG E 206.48 FT TH W 1968.40 FT TO N&S 1/4 LINE TH S 136.71 FT TH W 662.43 FT TH N 647.44 FT TH S87DEG E 300.11 FT TH N 40 FT TH S87DEG E 361.62 FT TO N&S 1/4 LINE TH N 6
Legal Range	02E
Legal Township	10N
Legal Section	12
Jurisdiction	SAGINAW MI
Township / Civil Division	BRANT
Census Block Group	1
Census Block	1017
Census Tract	12400

Owner

Source: Saginaw County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13509 ITHACA RD, SAINT CHARLES, MI 48655-8551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Apr 16, 2020	Warranty Deed, Transfer · VA Mortgage CASON HM LNS
Aug 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	202011307
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13509 ITHACA RD, SAINT CHARLES, MI 48655-8551
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13509 INTHACA ROAD, SAINT CHARLES, MI 48655-8551

Mortgage

Document Number	0000004450
Date	Feb 9, 2021
Instrument	2021004450

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 16, 2020
Property Address	13509 ITHACA RD, SAINT CHARLES, MI 48655-8551
Document Number	0000011307
Instrument Date	Apr 9, 2020
Instrument	11307
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 SLATON LN SAGINAW MI 486031559, SAGINAW, MI 48603-1559

Mortgage

Document Number	11308
Date	Apr 16, 2020
Instrument	11308

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13509 ITHACA RD, SAINT CHARLES, MI 48655-8551
Document Number	0000023727
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13509 ITHACA RD ST CHARLES MI 486558551, ST CHARLES, MI 48655-8551

Mortgage

Document Number	0000023727
Date	Aug 23, 2017
Instrument	23727

Lender

Name	FAMILY FIRST FCU
Type	Credit Union
Address	SAINT CHARLES, MI 48655

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 22, 2027

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brant Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,400	$424,800
2024	$380.00 (+7.65%)
2022	$353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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