13165 Ithaca Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 13165 Ithaca Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,016 sqft · built 2001
Lot Size	5.25 acres (228,908 sqft)
Owner	Individual Name on Record
Last Sale	$417,000 (Feb 2026)
Tax Bill	$5,267 (2025)
Deeds & Mortgages	Feb 2026 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-10-2-12-1001-000`

Property Details

APN / Parcel Number

Primary APN	`08-10-2-12-1001-000`

Interior

Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	228,908 sqft (5.25 acres)
Lot Dimensions	523 ft deep x 411 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	336 sqft
Deck Area	Deck Area
Patio Area	2,400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13165 ITHACA RD
City	SAINT CHARLES
State	MI
Zip	48655-9565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 411 FT OF E 1087 FT OF N 556 FT OF NE 1/4 5.25 ACRES SEC 12 T10N R2E
Legal Range	02E
Legal Township	10N
Legal Section	12
Jurisdiction	SAGINAW MI
Township / Civil Division	BRANT
Census Block Group	1
Census Block	1017
Census Tract	12400

Owner

Source: Saginaw County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1320 E MAIN ST, 207, CARTERSVILLE, GA 30121-3302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Warranty Deed, Transfer VITAL TITLE
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	20263006
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 13, 2026
Property Address	13165 ITHACA RD, SAINT CHARLES, MI 48655-9565
Document Number	0000003006
Instrument Date	Jan 23, 2026
Instrument	2026003006
Transaction Type	Transfer
Record Updated	Feb 25, 2026
Title Company	VITAL TITLE

Transaction

Amount	Amount Recorded
Tax	$3,127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13165 ITHACA RD, SAINT CHARLES, MI 48655-9565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 E MAIN ST # 207, 207, CARTERSVILLE, GA 30121-3302
Investor	Possibly a Property Investor

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13165 ITHACA RD, SAINT CHARLES, MI 48655-9565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 ARBOR DR, FENTON, MI 48430-3123

Mortgage

Document Number	0000001817
Date	Jan 15, 2021
Instrument	2021001817

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 25, 2017
Property Address	13165 ITHACA RD, SAINT CHARLES, MI 48655-9565
Document Number	2017026361
Instrument Date	Aug 30, 2017
Instrument	2017026361
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3939 CABARET TRL W, SAGINAW, MI 48603-2206

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brant Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,400 (+1.91%)	$384,800 (+1.91%)
2025	$5,267.00 (+3.01%) Homeowner's exemption	$188,800 (+22.68%)	$377,600 (+22.68%)
2024	$5,113.00 (+18.52%)
2023		$153,900	$307,800
2022	$4,314.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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