13500 E 12th Ter N, Independence, MO 64050 Property Records

Jackson County property record for 13500 E 12th Ter N, Independence, MO 64050 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 2,652 sqft · built 1956
Lot Size0.947 acres (41,251 sqft)
Owner2 Individual Names on File
Last Sale$97,900 (Apr 2006)
Tax Bill$2,582 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-520-01-14

Property Details

APN / Parcel Number

Primary APN15-520-01-14
Alternative APNs
  • 15-520-01-14-00-0-00-000
  • 15520011400000001
  • 730654

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,652 sqft Living Area
1st Floor Area1,452 sqft
Basement Area1,260 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area41,251 sqft (0.947 acres)
Lot Dimensions412 ft deep x 102 ft wide
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number730654
Street Address13500 E 12TH TER N
CityINDEPENDENCE
StateMO
Zip64050-1304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHORTS CHARLEY LOT 8 & W 5 LOT 9
Legal SubdivisionSHORTS CHARLEY
Legal Block1
Legal Lot Number8,9
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1002
Census Tract11300

Owner

Source: Jackson County records · APN 15-520-01-14

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13500 E 12TH TER N, INDEPENDENCE, MO 64050-1304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
MEGASTAR FINANCIAL CORP
Apr 19, 2022Deed of Trust, Mortgage · Line of Credit
COMMERCE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2006 · Amount on Record
Deed SaleApr 07, 2006 · Amount on Record
Prior SaleJan 18, 2006 · Amount on Record
Deed Document Number20067102
Last Transfer DateNov 03, 2017
Transfer Doc00E0100535
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address13500 E 12TH TER N, INDEPENDENCE, MO 64050-1304
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyCONTINENTAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0016711
DateFeb 16, 2021
Instrument2021E0016711
Lender
NameMEGASTAR FINANCIAL CORP
TypeFunding / Finance Company
AddressDENVER, CO 80204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address13500 E 12TH TER N, INDEPENDENCE, MO 64050-1304
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address13500 E 12TH TER N, INDEPENDENCE, MO 64050-1304

Mortgage

Document Number00E0037424
DateApr 19, 2022
Instrument2022E0037424
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 11, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$35,429 (-4.96%) Land $5,508 Building $29,921$186,470 (-4.95%)
2024$2,582.00 (+2.34%)
2023$2,523.00$37,277 Land $4,568 Building $32,709$196,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950113001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims8 (2012–2025)
Most Recent ClaimJul 2025, rainfall accumulation

Wildfire

Wildfire RiskLow
above 6% of the US · above 9% of Missouri
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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