Jackson County property record for 13421 E 12th Ter N, Independence, MO 64050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,052 sqft · built 1973 |
| Lot Size | 0.446 acres (19,447 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,448 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-520-01-40 |
| Primary APN | 15-520-01-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,052 sqft Living Area |
| 1st Floor Area | 425 sqft |
| Basement Area | 960 sqft |
| Flooring | Carpet |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,447 sqft (0.446 acres) |
| Lot Dimensions | 206 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 730675 |
|---|---|
| Street Address | 13421 E 12TH TER N |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64050-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLEY SHORTS ADD RESURVEY LOT 2 |
| Legal Subdivision | CHARLEY SHORTS ADD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11300 |
Source: Jackson County records · APN 15-520-01-40
Assessment roll updated September 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13421 E 12TH TER N, INDEPENDENCE, MO 64050-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Sep 12, 2017 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2017 |
| Deed Sale | Sep 12, 2017 |
| Deed Document Number | 2017E84130 |
| Last Transfer Date | Jan 03, 2024 |
| Transfer Doc | 0000004875 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 13421 E 12TH TER N, INDEPENDENCE, MO 64050-1301 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 13421 E 12151 TER, INDEPENDENCE, MO 64050 |
| Document Number | 00E0098700 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 2021E0098700 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Sep 12, 2017 |
| Property Address | 13421 E 12TH TER N, INDEPENDENCE, MO 64050-1301 |
| Document Number | 0000E84130 |
| Instrument Date | Sep 07, 2017 |
| Instrument | 84130E |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13421 E 12TH TER N INDEPENDENCE MO 640501301, INDEPENDENCE, MO 64050-1301 |
| Document Number | E85102 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 85102E |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2047 |
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,047 (+15%) Land $3,977 Building $20,070 | $126,560 (+14.99%) | |
| 2024 | $1,448.00 (+2.33%) | ||
| 2023 | $1,415.00 | $20,911 Land $4,269 Building $16,642 | $110,060 |
Source: FEMA National Flood Hazard Layer, Jackson County (29095C), as of May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950113001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (2012–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 285 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO1010399, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE PWS serves 120,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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