135 Willow Dr, Guyton, GA 31312 Property Records

Effingham County property record for 135 Willow Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,363 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,500 (Jan 2026)
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2007 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0394B-036-000`

Property Details

APN / Parcel Number

Primary APN	`0394B-036-000`
Alternative APNs	`0394B036` `11780`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,363 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11780
Street Address	135 WILLOW DR
City	GUYTON
State	GA
Zip	31312-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.19 AC LOT 36 OUT 394-7
Legal Subdivision	TIMBERLAKE
Legal Lot Number	36
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4008
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 WILLOW DR, GUYTON, GA 31312-5634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS
May 29, 2007	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Jan 19, 2026	Deed of Trust, Mortgage GUILD MORTGAGE
Jan 19, 2026	Limited Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE
Sep 17, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2026 · Amount on Record
Deed Sale	Jan 19, 2026 · Amount on Record
Prior Sale	Sep 17, 2025 · Amount on Record
Deed Book / Page	3019 / 725
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	135 WILLOW DR, GUYTON, GA 31312-5634
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 WILLOW DR, GUYTON, GA 31312-5634

Mortgage

Document Number	0000002613/0000000724
Date	Aug 7, 2020
Book Page	0000002613/0000000724
Instrument	007901

Lender

Name	QUICKEN LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	135 WILLOW DR, GUYTON, GA 31312-5634
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001630/65
Date	May 29, 2007
Book Page	1630/65

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2037

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	135 WILLOW DR, GUYTON, GA 31312-5634
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 WILLOW DR, GUYTON, GA 31312-5634

Mortgage

Document Number	0000003019/0000000753
Date	Jan 19, 2026
Book Page	0000003019/0000000753

Lender

Name	GUILD MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

January 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 19, 2026
Property Address	135 WILLOW DR, GUYTON, GA 31312-5634
Document Number	003019/725
Book / Page	3019 / 725
Instrument Date	Jan 16, 2026
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	135 WILLOW DR, GUYTON, GA 31312-5634

Mortgage

Document Number	D2026000436
Date	Jan 19, 2026
Instrument	D2026000436

Lender

Name	GUILD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 17, 2025
Property Address	135 WILLOW DR, GUYTON, GA 31312-5634
Document Number	002995/819
Book / Page	2995 / 819
Instrument Date	Sep 16, 2025
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2565, RICHMOND HILL, GA 31324-2565

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,843 (+12%) Land $22,800 Building $88,043	$277,107 (+12%) Land $57,000 Building $220,107
2025	$3,425.00 (+13.6%)	$98,966 (+6.55%) Land $22,800 Building $76,166	$247,416 (+6.55%) Land $57,000 Building $190,416
2024	$3,015.00 (+20.55%)	$92,881 (+16.06%) Land $22,800 Building $70,081	$232,203 (+16.06%) Land $57,000 Building $175,203
2023	$2,501.00 (+9.55%)	$80,029 (+18.87%) Land $22,000 Building $58,029	$200,073 (+18.87%) Land $55,000 Building $145,073
2022	$2,283.00	$67,327 Land $17,040 Building $50,287	$168,318 Land $42,600 Building $125,718

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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