134 Waterfront Dr, Raphine, VA 24472 Property Records

Rockbridge County property record for 134 Waterfront Dr, Raphine, VA 24472

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,207 sqft · built 2012
Lot Size0.707 acres (30,797 sqft)
OwnerIndividual Name on Record
Last Sale$37,000 (Feb 2012)
Tax Bill$2,757 (2026)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28 9 5

Property Details

APN / Parcel Number

Primary APN28 9 5
Alternative APN
  • 18860

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,207 sqft Living Area
Gross Area6,133 sqft
1st Floor Area2,207 sqft
AtticAttic
Attic Area323 sqft
Utility Area323 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area30,797 sqft (0.707 acres)
Garage Area646 sqft
DrivewayDriveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area189 sqft
Patio Area238 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number18860
Street Address134 WATERFRONT DR
CityRAPHINE
StateVA
Zip24472-2545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionWILLOW LAKE PHASE 1 LOT 5
Legal SubdivisionWILLOW LAKE SUBDIVISION
Legal Phase1
Legal Lot Number5
JurisdictionROCKBRIDGE VA
Township / Civil DivisionSOUTH RIVER
Census Block Group3
Census Block3064
Census Tract930102

Owner

Source: Rockbridge County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address134 WATERFRONT DR, RAPHINE, VA 24472-2545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2012 · Amount on Record
Deed SaleFeb 27, 2012 · Amount on Record
Prior SaleMay 14, 2010 · Amount on Record
Deed Document Number2012621
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKBRIDGE VA
Property Address134 WATERFRONT DR, RAPHINE, VA 24472-2545
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210004221
DateNov 3, 2021
Instrument210004221
Lender
NameDUPONT COMMUNITY CU
TypeCredit Union
AddressWAYNESBORO, VA 22980
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockbridge County
Unified School DistrictRockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,757.00$430,800 (-) Land $65,000 Building $365,800$430,800 (-) Land $65,000 Building $365,800
2025$430,800 (-) Land $65,000 Building $365,800$430,800 (-) Land $65,000 Building $365,800
2023$430,800 Land $65,000 Building $365,800$430,800 Land $65,000 Building $365,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 87% of Virginia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BARC Connects
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Xfinity.

Nearby Properties on Waterfront Dr

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