Miami County property record for 135 W Broadway St, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,403 sqft · built 1922 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Nov 2022) |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-010110 |
| Primary APN | H19-010110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,403 sqft Living Area |
| 1st Floor Area | 857 sqft |
| 2nd Floor Area | 546 sqft |
| Upper Floors Area | 546 sqft |
| Basement Area | 546 sqft |
| Year Built | Built 1922 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 105 ft deep x 43 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 162 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | H19NH028 00700 |
|---|---|
| Street Address | 135 W BROADWAY ST |
| City | COVINGTON |
| State | OH |
| Zip | 45318-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 1023 43 |
| Legal Lot Number | 1023 43 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-010110
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 135 W BROADWAY ST, COVINGTON, OH 45318-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2022 | Warranty Deed, Transfer · FHA Mortgage SOUTHWEST FUNDING LP |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on Record |
| Deed Sale | Nov 16, 2022 · Amount on Record |
| Deed Document Number | 2834 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Nov 16, 2022 |
| Property Address | 135 W BROADWAY ST, COVINGTON, OH 45318-1303 |
| Document Number | 0000016481 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 2022OR-16481 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2022 |
| Title Company | NOT AVAILABLE, TERRATITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 135 W BROADWAY ST, COVINGTON, OH 45318-1303 |
| Document Number | 0000016482 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022OR-16482 |
| Name | SOUTHWEST FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 135 W BROADWAY ST, COVINGTON, OH 45318-1303 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015373 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2020OR-15373 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,798.00 (+14.23%) Homeowner's exemption | $55,090 (+31.04%) Land $6,720 Building $48,370 | $157,400 (+31.06%) Land $19,200 Building $138,200 |
| 2024 | $1,574.00 (+3.83%) Homeowner's exemption | $42,040 (-) Land $7,280 Building $34,760 | |
| 2023 | $1,516.00 (-5.6%) | $42,040 (-) Land $7,280 Building $34,760 | $120,100 (-) Land $20,800 Building $99,300 |
| 2022 | $1,606.00 | $42,040 Land $7,280 Building $34,760 | $120,100 Land $20,800 Building $99,300 |
Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2017 · other causes |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 532 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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