Miami County property record for 131 W Broadway St, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,232 sqft · built 1920 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,537 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-010090 |
| Primary APN | H19-010090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 712 sqft |
| 2nd Floor Area | 520 sqft |
| Upper Floors Area | 520 sqft |
| Basement Area | 712 sqft |
| Family Room | Family Room |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 111 ft deep x 43 ft wide |
| Garage Area | 278 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | H19NH028 00500 |
|---|---|
| Street Address | 131 W BROADWAY ST |
| City | COVINGTON |
| State | OH |
| Zip | 45318-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 1021 43 |
| Legal Subdivision | VILLAGE/COVINGTON |
| Legal Lot Number | 1021 43 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-010090
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 131 W BROADWAY ST, COVINGTON, OH 45318-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2020 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Mar 01, 2018 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 26, 2020 |
| Transfer Doc | 0000012030 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 26, 2020 |
| Property Address | 131 W BROADWAY ST, COVINGTON, OH 45318-1303 |
| Document Number | 0000012030 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 2020OR-12030 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 W BROADWAY ST, COVINGTON, OH 45318-1303 |
| Document Number | 0000012031 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020OR-12031 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 131 W BROADWAY ST, COVINGTON, OH 45318-1303 |
| Document Number | 0000002698 |
| Instrument Date | Mar 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 131 W BROADWAY ST COVINGTON OH 453181303, COVINGTON, OH 45318-1303 |
| Document Number | 0000002698 |
|---|---|
| Date | Mar 08, 2018 |
| Instrument | 2698 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 07, 2058 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,537.00 (+12.35%) Homeowner's exemption | $47,110 (+28.89%) Land $6,930 Building $40,180 | $134,600 (+28.93%) Land $19,800 Building $114,800 |
| 2024 | $1,368.00 (+3.79%) Homeowner's exemption | $36,550 (-) Land $7,530 Building $29,020 | |
| 2023 | $1,318.00 (-3.44%) Homeowner's exemption | $36,550 (-) Land $7,530 Building $29,020 | $104,400 (-) Land $21,500 Building $82,900 |
| 2022 | $1,365.00 Homeowner's exemption | $36,550 Land $7,530 Building $29,020 | $104,400 Land $21,500 Building $82,900 |
Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2017 · other causes |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 532 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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