135 Tulip Tree Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 135 Tulip Tree Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,578 sqft · built 1963
Lot Size	0.561 acres (24,440 sqft)
Owner	2 Individual Names on File
Last Sale	$211,000 (Oct 2021)
Tax Bill	$2,793 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`544470A000`

Property Details

APN / Parcel Number

Primary APN	`544470A000`
Alternative APN	`3-0115-4273-00-0133.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	3,354 sqft
1st Floor Area	1,378 sqft
Basement Area	1,378 sqft
Finished Basement	200 sqft
Unfinished Basement	1,178 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,440 sqft (0.561 acres)
Lot Dimensions	188 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	544470A000
Street Address	135 TULIP TREE DR
City	SAINT CHARLES
State	MO
Zip	63304-7935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	POWELL PK FOREST GARDENS HOWELL ADDN CORRTD PLAT PT LOT 133 & 135
Legal Subdivision	POWELL PK & FOREST GARDENS & HOWELL ADDN
Legal Lot Number	133
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	3
Census Block	3004
Census Tract	311331

Owner

135 Tulip Tree Dr is owned and occupied by two individuals who bought it in October 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	135 TULIP TREE DR, SAINT CHARLES, MO 63304-7935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FRONTIER FINANCIAL INC
Jan 27, 2020	Quit Claim Deed, Transfer · FHA Mortgage HOME LOAN EXPERT LLC
Aug 2, 2017	Quit Claim Deed, Transfer CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Jan 27, 2020 · Amount on File
Deed Document Number	202182097
Prior Transfer Date	Sep 29, 2021
Prior Transfer Doc	2021R082097
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	135 TULIP TREE DR, SAINT CHARLES, MO 63304-7935
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 SPIRIT DR, CHESTERFIELD, MO 63005-1259

Mortgage

Document Number	0000048694
Date	Nov 30, 2023
Instrument	2023R-048694

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 1, 2021
Property Address	135 TULIP TREE DR, SAINT CHARLES, MO 63304-7935
Document Number	2021R082097
Map Reference	MB 8 PG 6-9
Instrument Date	Sep 29, 2021
Instrument	2021R-082097
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 TULIP TREE DR, 131, SAINT CHARLES, MO 63304-7935

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	135 TULIP TREE DR, SAINT CHARLES, MO 63304-7935

Mortgage

Document Number	2021R082098
Date	Oct 1, 2021
Instrument	2021R-082098

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 27, 2020
Property Address	135 TULIP TREE DR, SAINT CHARLES, MO 63304-7935
Document Number	0072210654
Book / Page	007221 / 000654
Instrument Date	Jan 21, 2020
Instrument	50930
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	TRI TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 TULIP TREE DR ST CHARLES MO 633047935, ST CHARLES, MO 63304-7935

Mortgage

Document Number	72210657
Date	Jan 27, 2020
Book Page	007221/000657
Instrument	50940

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 2, 2017
Property Address	135 TULIP TREE DR, SAINT CHARLES, MO 63304-7935
Document Number	0067842313
Book / Page	006784 / 002313
Instrument Date	Jul 21, 2017
Instrument	481500
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	CLEAR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	135 TULIP TREE DR ST CHARLES MO 633047935, ST CHARLES, MO 63304-7935

Mortgage

Document Number	67842316
Date	Aug 2, 2017
Book Page	006784/002316
Instrument	481510

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 135 Tulip Tree Dr was $2,793, up 5.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,389 (-)	$244,152 (-) Land $47,140 Building $197,012
2025	$2,793.00 (+5.28%)	$46,389	$244,152 Land $47,140 Building $197,012
2024	$2,653.00
2023		$42,743
2022			$224,966 Land $47,140 Building $177,826

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 135 Tulip Tree Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 units insured incl. 4 condo units
Nearby Flood Claims	6 (1979–2020)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Tulip Tree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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