131 Tulip Tree Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 131 Tulip Tree Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1962
Lot Size	0.312 acres (13,600 sqft)
Owner	2 Individual Names on File
Last Sale	$174,500 (Jan 2023)
Tax Bill	$2,558 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`544410A000`

Property Details

APN / Parcel Number

Primary APN	`544410A000`
Alternative APN	`3-0115-4273-00-0131.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,600 sqft (0.312 acres)
Lot Dimensions	170 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	544410A000
Street Address	131 TULIP TREE DR
City	SAINT CHARLES
State	MO
Zip	63304-7935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	POWELL PK FOREST GARDENS HOWELL ADDN CORRTD PLAT LOT 131
Legal Subdivision	POWELL PK & FOREST GARDENS & HOWELL ADDN
Legal Lot Number	131
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	3
Census Block	3004
Census Tract	311331

Owner

131 Tulip Tree Dr is owned by two individuals who bought it in January 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	129 TULIP TREE DR, SAINT CHARLES, MO 63304-7935
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed, Transfer · Conventional Mortgage MIDWEST BANK CENTRE
Oct 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FRONTIER FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Prior Sale	Oct 5, 2021 · Amount on File
Deed Document Number	20233626
Prior Transfer Date	Sep 29, 2021
Prior Transfer Doc	0000082892
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 31, 2023
Property Address	131 TULIP TREE DR, SAINT CHARLES, MO 63304-7935
Document Number	0000003626
Map Reference	MB 8 PG 6
Instrument Date	Jan 27, 2023
Instrument	2023R-003626
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 MONTAUK CT, O FALLON, MO 63366-4573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 TULIP TREE DR, SAINT CHARLES, MO 63304-7935

Mortgage

Document Number	0000003627
Date	Jan 31, 2023
Instrument	2023R-003627

Lender

Name	MIDWEST BANK CENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 5, 2021
Property Address	131 TULIP TREE DR, SAINT CHARLES, MO 63304-7935
Document Number	0000082892
Map Reference	MB 8 PG 6
Instrument Date	Sep 29, 2021
Instrument	2021R-082892
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 TULIP TREE DR, SAINT CHARLES, MO 63304-7935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 TULIP TREE DR, SAINT CHARLES, MO 63304-7935

Mortgage

Document Number	0000082893
Date	Oct 5, 2021
Instrument	2021R-082893

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 131 Tulip Tree Dr was $2,558.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,449 (-)	$223,416 (-) Land $47,140 Building $176,276
2025	$2,558.00	$42,449	$223,416 Land $47,140 Building $176,276
2023		$31,836 (+4.6%)
2022	$2,042.00	$30,435	$167,556 (+4.6%) Land $47,140 Building $120,416
2021			$160,186

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 131 Tulip Tree Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 units insured incl. 4 condo units
Nearby Flood Claims	6 (1979–2020)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Tulip Tree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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