135 Terrace Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 135 Terrace Dr, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,334 sqft · built 1974
Lot Size	0.524 acres (22,821 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jan 2019)
Tax Bill	$4,142 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-025825`

Property Details

APN / Parcel Number

Primary APN	`02-025825`
Alternative APNs	`2025825` `025825`

Interior

Full Baths	3 Baths
Building Area	1,334 sqft Total Area
Basement Area	1,133 sqft
Finished Basement	1,133 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,821 sqft (0.524 acres)
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	025825
Street Address	135 TERRACE DR
City	PRINCE FREDERICK
State	MD
Zip	20678-4252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 7 BAY TERRACE
Legal Subdivision	BAY TERRACE
Legal Lot Number	7
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1007
Census Tract	860702

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 TERRACE DR, PRINCE FREDERICK, MD 20678-4252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST HERITAGE MORTGAGE LLC
Jan 23, 2019	Deed, Subdivision Related Transfer · VA Mortgage FIRST HERITAGE MORTGAGE LLC
Jun 7, 2018	Special Warranty Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Feb 20, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2019 · Amount on Record
Deed Sale	Jan 23, 2019 · Amount on Record
Prior Sale	Jun 7, 2018 · Amount on Record
Deed Book / Page	5309 / 472
Prior Transfer Date	Feb 15, 2018
Prior Transfer Doc	0051460461
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	135 TERRACE DR, PRINCE FREDERICK, MD 20678-4252
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054550073
Date	Oct 17, 2019
Book Page	5455/073

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 23, 2019
Property Address	135 TERRACE DR, PRINCE FREDERICK, MD 20678-4252
Document Number	0053090472
Book / Page	5309 / 472
Map Reference	LB JLE2 FO 28
Instrument Date	Jan 7, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2022
Title Company	NEW WORLD TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 TERRACE DR, PRINCE FREDERICK, MD 20678-4252

Mortgage

Document Number	0005309480
Date	Jan 23, 2019
Instrument	5309/480

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 7, 2018
Property Address	135 TERRACE DR, PRINCE FREDERICK, MD 20678-4252
Document Number	0052000268
Book / Page	5200 / 268
Map Reference	LB JLB2 FO28
Instrument Date	May 3, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	NEW WORLD TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 HARNESS CREEK VIEW DR, ANNAPOLIS, MD 21403-1676
Investor	Possibly a Property Investor

Mortgage

Document Number	0005200273
Date	Jun 7, 2018
Instrument	5200/273

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 20, 2018
Property Address	135 TERRACE DR, PRINCE FREDERICK, MD 20678-4252
Document Number	0051460461
Book / Page	005146 / 000461
Instrument Date	Nov 7, 2017
Transaction Type	Foreclosure
Record Updated	Mar 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$183.92
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,100 (+28.8%)	$416,900 (+23.89%) Land $107,100 Building $309,800
2025	$4,142.00 (+31.66%)
2023	$3,146.00	$302,867	$336,500 Land $107,100 Building $229,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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